Risk grade updatedRisk gradeEvidence verified
6 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.Business profile
KVK-Tek Oy
KVK-Tek Oy's registered office is Lahti. It is a limited company. The company was established on 1989-05-31. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2026-02-28, revenue was €145,483 and operating profit was €95,942.
Business ID 0771294-0ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0771294-0
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Lahti
- Company form
- Limited company
- Registration date
- 1989-05-31
- Business ID registration date
- 1989-11-08
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Vaihdekatu 3, 15520, Lahti
About KVK-Tek Oy
Financial position and key figures for the company.
KVK-Tek Oy's location municipality is Lahti. It is a limited company. The company was established on 1989-05-31. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2026-02-28, revenue was €145,483 and operating profit was €95,942. The latest retained financial statement for 2026-02-28 shows revenue of €145,483 and profit for the financial year of €54,277. Based on the latest retained statement, revenue growth was -51.9%, operating margin was +65.9%, and equity ratio was +47.1%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-02-28
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-51.9%
Operating margin65.9%
Equity ratio47.1%
Balance-sheet contextLatest financial period
Other operating income€281,968Previous: €289,238
Cash and bank€48,086Previous: €62,954
Retained earnings€694,784Previous: €671,674
Equity€757,638Previous: €795,585
Liabilities€851,097Previous: €461,143
Current assets€65,601Previous: €78,249
Current liabilities€298,595Previous: €213,652
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioSatisfactory
59/100 · Declining
Current ratioWeak
5/100 · Declining
Operating profit marginGood
100/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0771294-0
VAT IDFI07712940
EU IDFIFPRO.0771294-0
MunicipalityLahti
Current registered entries
1989-05-31Registered in Patent and Registration Office (Trade Register)
1989-11-08Registered in Tax Administration (Tax Administration)
2001-06-18Registered in Tax Administration (Employer Register)
2001-06-18VAT-liable for business activity in Tax Administration (VAT Register)
2001-06-18Registered in Tax Administration (Prepayment Register)
2012-10-15VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodKVK-Tek Oy
Grade upgradedB1 → A3 · new analysis 2026-10-06
73/100
Medium
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
117 peersSolvency36%
Below 64% of peers
Profitability79%
Better than 79% of peers
Liquidity36%
Below 64% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings216 days after period end
216 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
- Weak current ratio
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
3 assessmentsA3
2026-10-06 08:3273/100 · v0.14
B1 → A3 · +12 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-02-28).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-10-0561/100 · v0.14
Oldest retained automatic assessment in this comparisonA3
2026-10-06
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 37 years of registry continuity.
Registry and status signalsVakaa
87/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
5 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Financial statement availableFinancialEvidence verified
2 Oct 2026 · PRH / XBRLFinancial period ends 2026-02-28.Financial statements registeredFinancialEvidence verified
2 Oct 2026 · PRH / KREKFINANCIAL STATEMENTSRegistry timeline
Trade register notifications shown on a timeline.
19 register eventsLatest event: 2026-10-02
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2026-02-28
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-05.
This company profile has not been claimed yet
KVK-Tek Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.