Risk grade updatedRisk gradeEvidence verified
19 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Kyrön Seudun Osuuspankki
Kyrön Seudun Osuuspankki's registered office is Kyrö. It is a cooperative bank. The company was established on 1930-03-11. It operates in the industry of other monetary intermediation.
Business ID 0133703-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0133703-5
- Sector
- Other monetary intermediation
- Municipality
- Kyrö
- Company form
- Cooperative bank
- Registration date
- 1930-03-11
- Business ID registration date
- 1978-03-15
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: KYRÖNTIE 31, 21800, Kyrö
Phone: +35810802844Source observation
Website: https://www.poppankki.fiSource observation
Youtube profile: https://www.youtube.com/channel/UC0QfkzPb9PQqwQPbGOjvp9gSource: company website
Instagram profile: https://www.instagram.com/poppankki/?hl=fiSource: company website
Facebook profile: https://www.facebook.com/poppankkiSource: company website
Linkedin profile: https://www.linkedin.com/company/pop-pankki-ryhm%C3%A4-pop-bank-groupSource: company website
People and decision-makers
Kivikoski Timo Juha KalervoToimitusjohtaja
Saarinen Miikka MarkusToimitusjohtajan sijainen
About Kyrön Seudun Osuuspankki
Financial position and key figures for the company.
Kyrön Seudun Osuuspankki's location municipality is Kyrö. It is a cooperative bank. The company was established on 1930-03-11. It operates in the industry of other monetary intermediation.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
0
0
Enriched source observation
Operating profit (loss)€1,641,426-€175,592 (-9.7%) vs previous periodPrevious: €1,817,019
Profit (loss) for the financial year€1,320,227-€132,693 (-9.1%) vs previous periodPrevious: €1,452,920
Assets€171,005,827+€22,796,768 (+15.4%) vs previous periodPrevious: €148,209,059
Balance-sheet contextLatest financial period
Employees12Previous: No comparison value
Operating profit (loss) trend3 periods
-€63,788
2022-12-31
€1,817,019
2023-12-31
€1,641,426
2024-12-31
Profit (loss) for the financial year trend3 periods
€321,355
2022-12-31
€1,452,920
2023-12-31
€1,320,227
2024-12-31
Assets trend3 periods
€140,479,801
2022-12-31
€148,209,059
2023-12-31
€171,005,827
2024-12-31
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0133703-5
VAT IDFI01337035
MunicipalityKyrö
Current registered entries
1930-03-11Registered in Patent and Registration Office (Trade Register)
1966-11-01Registered in Tax Administration (Employer Register)
1978-03-15Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)
1998-09-11Member of liability group in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Kivikoski Timo Juha KalervoToimitusjohtajaSources: 3 · Confidence: 78%
Saarinen Miikka MarkusToimitusjohtajan sijainenSources: 2 · Confidence: 78%
Lehtinen Juha RikhardPuheenjohtajaSources: 3 · Confidence: 78%
Antti ManneriHallintoneuvosto: puheenjohtajaSources: 1 · Confidence: 76%
Hirvensalo Marika Sisko AnneliVarsinainen jäsenSources: 3 · Confidence: 78%
Niemelä Topias Eino JohannesOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Kallio Paavo KaleviVarsinainen jäsenSources: 3 · Confidence: 78%
Rantala Ilkka TapaniVarsinainen jäsenSources: 2 · Confidence: 78%
Rantanen Marko OlaviVarsinainen jäsenSources: 2 · Confidence: 78%
Salmi Turkka AnteroVarsinainen jäsenSources: 2 · Confidence: 78%
Leppänen Säde TuulikkiOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Tuuppa Teija MarikaOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Vuohijoki Heidi OrvokkiOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Nyman Annika HenrietteOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Outinen Matias KristianOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Järvinen Anna-KaisaOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Veli-Matti PuuskaHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Leena ÄijäläHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Emmi LakulaPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Aarno AittamäkiHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Elli BarsnesHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Päivi HakanpääHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Nelli HeiliöHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Kari HevonojaHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Sinikka HutkoHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Jarkko KoskinenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Kari LahtinenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Leena LammelaHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Marika LoponenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Hanna NieminenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Teppo OnnelaHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Janne PitkänenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodKyrön Seudun Osuuspankki
Grade unchangedA2 · new analysis 2026-10-19
81/100
Medium
Limited financial evidenceRegistry and statistics based
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Sufficient structured financial metrics are not available
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA2
2026-10-1981/100 · v0.15
A2 → A2A2
2026-10-0681/100 · v0.14
Oldest retained automatic assessment in this comparisonA2
2026-10-19
open-risk-grade-v0.15
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
87/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
97/100
The company has about 96 years of registry continuity.
Registry and status signalsVakaa
82/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
6 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Registry timeline
Trade register notifications shown on a timeline.
34 register eventsLatest event: 2026-09-01
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-25.
This company profile has not been claimed yet
Kyrön Seudun Osuuspankki shows public core facts. A company representative can claim the profile, update public information, and access owner tools.