Risk grade updatedRisk gradeEvidence verified
18 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C → B2.Business profile
L.Koivula Oy
L.Koivula Oy's registered office is Seinäjoki. It is a limited company. The company was established on 2025-04-02. It operates in the industry of other miscellaneous specialised construction activities n.e.c.. In its latest retained statement for 2026-03-31, revenue was €82,912 and operating profit was €8,484.
Business ID 3520354-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3520354-5
- Sector
- Other miscellaneous specialised construction activities n.e.c.
- Municipality
- Seinäjoki
- Company form
- Limited company
- Registration date
- 2025-04-02
- Business ID registration date
- 2025-03-21
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: SAMMONKATU 19 A 4, 60120, Seinäjoki
People and decision-makers
Koivula Lasse KristianToimitusjohtaja
About L.Koivula Oy
Financial position and key figures for the company.
L.Koivula Oy's location municipality is Seinäjoki. It is a limited company. The company was established on 2025-04-02. It operates in the industry of other miscellaneous specialised construction activities n.e.c.. In its latest retained statement for 2026-03-31, revenue was €82,912 and operating profit was €8,484. The latest retained financial statement for 2026-03-31 shows revenue of €82,912 and profit for the financial year of €6,786. Based on the latest retained statement, revenue growth was not currently available, operating margin was +10.2%, and equity ratio was +43.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-03-31
1
1
PRH/XBRL financial statement
Derived indicators
Operating margin10.2%
Equity ratio43.7%
Balance-sheet contextLatest financial period
Cash and bank€174Previous: No comparison value
Equity€6,786Previous: No comparison value
Liabilities€8,729Previous: No comparison value
Current assets€15,515Previous: No comparison value
Current liabilities€8,729Previous: No comparison value
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioSatisfactory
55/100 · Trend unavailable
Current ratioWeak
1/100 · Trend unavailable
Operating profit marginGood
76/100 · Trend unavailable
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3520354-5
VAT IDFI35203545
EU IDFIFPRO.3520354-5
MunicipalitySeinäjoki
Current registered entries
2025-03-21VAT-liable for business activity in Tax Administration (VAT Register)
2025-03-21Registered in Tax Administration (Prepayment Register)
2025-04-02Registered in Tax Administration (Tax Administration)
2025-04-02Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Koivula Lasse KristianToimitusjohtajaSources: 5 · Confidence: 78%
Koivula Mikael Henry DanielVarajäsenSources: 2 · Confidence: 78%
Koivula Lasse KristianVarsinainen jäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryL.Koivula Oy
Grade unchangedB2 · new analysis 2026-10-17
58/100
Medium
Usable financial evidenceFinancial data included
Same industry and sizeDescriptive comparison – does not change the model score.
76 peersSolvency34%
Below 66% of peers
Profitability72%
Better than 72% of peers
Liquidity34%
Below 66% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings73 days after period end
73 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
- Weak current ratio
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB2
2026-10-1758/100 · v0.15
B2 → B2B2
2026-09-18 22:5058/100 · v0.14
C → B2 · +27 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-03-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
C
2026-09-1431/100 · v0.14
C → CC
2026-09-1431/100 · v0.13
Oldest retained automatic assessment in this comparisonB2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
26/100
Industry context is high based on normalized open statistical inputs.
Age and continuityNuori
10/100
The company has about 1 years of registry continuity.
Registry and status signalsRajallinen
32/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Financial statement availableFinancialEvidence verified
12 Jun 2026 · PRH / XBRLFinancial period ends 2026-03-31.Registry timeline
Trade register notifications shown on a timeline.
3 register eventsLatest event: 2025-04-17
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2026-03-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-03.
This company profile has not been claimed yet
L.Koivula Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.