Risk grade updatedRisk gradeEvidence verified
16 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
L&M Trucks Oy
L&M Trucks Oy's registered office is Kuopio. It is a limited company. The company was established on 2021-05-19. It operates in the industry of retail sale of cars and light motor vehicles. In its latest retained statement for 2025-12-31, revenue was €601,563 and operating profit was -€54,134.
Business ID 3198443-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3198443-6
- Sector
- Retail sale of cars and light motor vehicles
- Municipality
- Kuopio
- Company form
- Limited company
- Registration date
- 2021-05-19
- Business ID registration date
- 2021-03-16
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Hakekatu 6, 70800, Kuopio
Postal address: P.O. Box 177, 70101, Kuopio
Phone: +358451280490Source observation
Email: [email protected]Source observation
Website: https://www.lmtrucks.fiSource observation
People and decision-makers
Hagert Leif Kalle AllanToimitusjohtaja
About L&M Trucks Oy
Financial position and key figures for the company.
L&M Trucks Oy's location municipality is Kuopio. It is a limited company. The company was established on 2021-05-19. It operates in the industry of retail sale of cars and light motor vehicles. In its latest retained statement for 2025-12-31, revenue was €601,563 and operating profit was -€54,134. The latest retained financial statement for 2025-12-31 shows revenue of €601,563 and profit for the financial year of -€59,240. Based on the latest retained statement, revenue growth was +2143.9%, operating margin was -8.9%, and equity ratio was +2.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth2143.9%
Operating margin-8.9%
Equity ratio2.7%
Revenue€601,563+€574,755 (+2144.0%) vs previous periodPrevious: €26,808
Operating profit (loss)-€54,134-€58,444 (-1355.8%) vs previous periodPrevious: €4,311
Profit (loss) for the financial year-€59,240-€62,671 (-1826.6%) vs previous periodPrevious: €3,431
Assets€69,129Previous comparison not availablePrevious: No comparison value
Balance-sheet contextLatest financial period
Profit before taxes-€59,240Previous: No comparison value
Employees12Previous: No comparison value
Revenue trend4 periods
€555,159
2022-12-31
€684,927
2023-12-31
€26,808
2024-12-31
€601,563
2025-12-31
Operating profit (loss) trend4 periods
€24,306
2022-12-31
-€4,182
2023-12-31
€4,311
2024-12-31
-€54,134
2025-12-31
Profit (loss) for the financial year trend4 periods
€22,944
2022-12-31
-€19,191
2023-12-31
€3,431
2024-12-31
-€59,240
2025-12-31
Assets trend3 periods
€178,492
2022-12-31
€143,694
2023-12-31
€69,129
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioWeak
3/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginWeak
28/100 · Declining
Ratio history
| Ratio | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Equity ratio | 31.1 % | 25.1 % | 34.6 % | 2.7 % |
| Current ratio | - | - | - | - |
| Operating profit margin | 4.3 % | -0.6 % | 16.1 % | -8.9 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3198443-6
VAT IDFI31984436
EU IDFIFPRO.3198443-6
MunicipalityKuopio
Current registered entries
2021-04-01VAT-liable for business activity in Tax Administration (VAT Register)
2021-04-01Registered in Tax Administration (Prepayment Register)
2021-05-19Registered in Patent and Registration Office (Trade Register)
2021-05-20Registered in Tax Administration (Tax Administration)
2021-09-01Registered in Tax Administration (Employer Register)
Responsible people
Public role relationships materialized from source observations.
Hagert Leif Kalle AllanToimitusjohtajaSources: 4 · Confidence: 78%
Hagert Mertsi Robert AllanPuheenjohtajaSources: 4 · Confidence: 78%
Pienilahti Teresa Mireille DesireVarajäsenSources: 2 · Confidence: 78%
Hagert Leif Kalle AllanVarsinainen jäsenSources: 1 · Confidence: 72%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorL&M Trucks Oy
Grade unchangedB3 · new analysis 2026-10-18
43/100
Medium
Usable financial evidenceFinancial data included
Financial development has been volatile across multiple domains.
4 comparable periodsRevenueVolatile
ProfitabilityVolatile
SolvencyVolatile
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
91 peersSolvency34%
Below 66% of peers
Profitability13%
Below 87% of peers
Revenue growth99%
Better than 99% of peers
Supporting factors
- Active registered status
Risk factors to note
- Negative profitability or net result
- Material volatility across multiple financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB3
2026-10-1843/100 · v0.15
B3 → B3 · +2 points- Evidence quality: Strong financial evidence → Usable financial evidence.
- Risk factor cleared: High balance-sheet leverage.
B3
2026-09-1641/100 · v0.14
Oldest retained automatic assessment in this comparisonB3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
57/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsRajallinen
54/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
9 register eventsLatest event: 2025-07-09
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
L&M Trucks Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.