Risk grade updatedRisk gradeEvidence verified
16 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → D.Business profile
Lada Expert Oy
Lada Expert Oy's registered office is Jyväskylä. It is a limited company. The company was established on 2024-09-10. It operates in the industry of retail sale of other motor vehicle parts and accessories. In its latest retained statement for 2025-12-31, revenue was €120,265 and operating profit was -€16,793.
Business ID 3474034-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3474034-9
- Sector
- Retail sale of other motor vehicle parts and accessories
- Municipality
- Jyväskylä
- Company form
- Limited company
- Registration date
- 2024-09-10
- Business ID registration date
- 2024-09-06
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Vasarakatu 29, 40320, Jyväskylä
Postal address: P.O. Box 6, 40321, Jyväskylä
About Lada Expert Oy
Financial position and key figures for the company.
Lada Expert Oy's location municipality is Jyväskylä. It is a limited company. The company was established on 2024-09-10. It operates in the industry of retail sale of other motor vehicle parts and accessories. In its latest retained statement for 2025-12-31, revenue was €120,265 and operating profit was -€16,793. The latest retained financial statement for 2025-12-31 shows revenue of €120,265 and profit for the financial year of -€24,093. Based on the latest retained statement, revenue growth was not currently available, operating margin was -14.0%, and equity ratio was -22.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Operating margin-14.0%
Equity ratio-22.4%
Balance-sheet contextLatest financial period
Other operating income€2,586Previous: No comparison value
Inventory€65,765Previous: No comparison value
Cash and bank€24,382Previous: No comparison value
Equity-€24,093Previous: No comparison value
Liabilities€131,789Previous: No comparison value
Current assets€91,147Previous: No comparison value
Current liabilities€64,245Previous: No comparison value
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Trend unavailable
Current ratioSatisfactory
47/100 · Trend unavailable
Operating profit marginWeak
16/100 · Trend unavailable
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3474034-9
VAT IDFI34740349
EU IDFIFPRO.3474034-9
MunicipalityJyväskylä
Current registered entries
2024-09-10Registered in Patent and Registration Office (Trade Register)
2024-09-11Registered in Tax Administration (Tax Administration)
2025-01-01VAT-liable for business activity in Tax Administration (VAT Register)
2025-01-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskLada Expert Oy
Grade downgradedB3 → D · new analysis 2026-09-16
23/100
Medium
Usable financial evidenceFinancial data included
Same industryDescriptive comparison – does not change the model score.
76 peersSolvency13%
Below 87% of peers
Profitability7%
Below 93% of peers
Liquidity78%
Better than 78% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings121 days after period end
121 days after period end
1 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Negative profitability or net result
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsD
2026-09-16 19:2623/100 · v0.14
B3 → D · -21 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B3
2026-09-1444/100 · v0.14
B3 → B3B3
2026-09-1444/100 · v0.13
B2 → B3 · -7 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1351/100 · v0.12
Oldest retained automatic assessment in this comparisonD
2026-09-16
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
57/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityNuori
15/100
The company has about 2 years of registry continuity.
Registry and status signalsRajallinen
38/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Registry timeline
Trade register notifications shown on a timeline.
4 register eventsLatest event: 2026-05-01
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Lada Expert Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.