Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Lae-Invest Oy
Lae-Invest Oy's registered office is Isokyrö. It is a limited company. The company was established on 1994-03-09. It operates in the industry of retail sale of cars and light motor vehicles. In its latest retained statement for 2025-06-30, revenue was €661,446 and operating profit was €48,647.
Business ID 0980744-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0980744-1
- Sector
- Retail sale of cars and light motor vehicles
- Municipality
- Isokyrö
- Company form
- Limited company
- Registration date
- 1994-03-09
- Business ID registration date
- 1994-10-04
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Laurilantie 7, 61500, Isokyrö
About Lae-Invest Oy
Financial position and key figures for the company.
Lae-Invest Oy's location municipality is Isokyrö. It is a limited company. The company was established on 1994-03-09. It operates in the industry of retail sale of cars and light motor vehicles. In its latest retained statement for 2025-06-30, revenue was €661,446 and operating profit was €48,647. The latest retained financial statement for 2025-06-30 shows revenue of €661,446 and profit for the financial year of €18,138. Based on the latest retained statement, revenue growth was +1.1%, operating margin was +7.4%, and equity ratio was +16.8%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-06-30
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth1.1%
Operating margin7.4%
Equity ratio16.8%
Balance-sheet contextLatest financial period
Other operating income€5,863Previous: €100
Inventory€304,255Previous: €298,172
Cash and bank€12,783Previous: €22,719
Retained earnings€69,578Previous: €67,209
Equity€90,239Previous: €78,011
Liabilities€446,309Previous: €419,492
Current assets€346,688Previous: €330,759
Current liabilities€185,807Previous: €167,714
Revenue trend2 periods
€654,391
2024-06-30
€661,446
2025-06-30
Operating profit (loss) trend2 periods
€40,319
2024-06-30
€48,647
2025-06-30
Profit (loss) for the financial year trend2 periods
€8,279
2024-06-30
€18,138
2025-06-30
Assets trend2 periods
€497,503
2024-06-30
€536,548
2025-06-30
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioPassable
21/100 · Improving
Current ratioSatisfactory
57/100 · Declining
Operating profit marginSatisfactory
68/100 · Improving
Ratio history
| Ratio | 2024-06-30 | 2025-06-30 |
|---|---|---|
| Equity ratio | 15.7 % | 16.8 % |
| Current ratio | 1.91x | 1.71x |
| Operating profit margin | 6.2 % | 7.3 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0980744-1
VAT IDFI09807441
EU IDFIFPRO.0980744-1
MunicipalityIsokyrö
Current registered entries
1994-03-09Registered in Patent and Registration Office (Trade Register)
1994-10-04Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)
1995-07-01VAT-liable for business activity in Tax Administration (VAT Register)
2008-07-01Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableLae-Invest Oy
Grade unchangedB1 · new analysis 2026-10-17
67/100
High
Strong financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
131 peersSolvency27%
Below 73% of peers
Profitability72%
Better than 72% of peers
Liquidity64%
Better than 64% of peers
Revenue growth62%
Better than 62% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings102 days after period end
122 days after period end
3 consecutive periods
Supporting factors
- Healthy short-term liquidity
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1767/100 · v0.15
B1 → B1 · +1 pointsB1
2026-09-19 04:1966/100 · v0.14
B1 → B1 · -2 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-06-30).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1468/100 · v0.14
B1 → B1B1
2026-09-1468/100 · v0.13
Oldest retained automatic assessment in this comparisonB1
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
57/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 32 years of registry continuity.
Registry and status signalsVakaa
86/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Financial statements registeredFinancialEvidence verified
10 Oct 2026 · PRH / KREKFINANCIAL STATEMENTSRisk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Financial statement availableFinancialEvidence verified
30 Jun 2026 · PRH / XBRLFinancial period ends 2026-06-30.Registry timeline
Trade register notifications shown on a timeline.
19 register eventsLatest event: 2026-10-10
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2026-06-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Lae-Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.