Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Lago Paja Oy
Lago Paja Oy's registered office is Kuopio. It is a limited company. The company was established on 2010-08-06. It operates in the industry of retail sale of hardware and building materials without specialisation on any specific product group. In its latest retained statement for 2022-12-31, revenue was €20,745 and operating profit was €21,757.
Business ID 2345564-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2345564-9
- Sector
- Retail sale of hardware and building materials without specialisation on any specific product group
- Municipality
- Kuopio
- Company form
- Limited company
- Registration date
- 2010-08-06
- Business ID registration date
- 2010-07-02
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kisällinkatu 19, 70780, Kuopio
About Lago Paja Oy
Financial position and key figures for the company.
Lago Paja Oy's location municipality is Kuopio. It is a limited company. The company was established on 2010-08-06. It operates in the industry of retail sale of hardware and building materials without specialisation on any specific product group. In its latest retained statement for 2022-12-31, revenue was €20,745 and operating profit was €21,757. The latest retained financial statement for 2022-12-31 shows revenue of €20,745 and profit for the financial year of €16,703. Based on the latest retained statement, revenue growth was +1964.5%, operating margin was +104.9%, and equity ratio was +54.1%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2022-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth1964.5%
Operating margin104.9%
Equity ratio54.1%
Balance-sheet contextLatest financial period
Other operating income€2,849Previous: €21,300
Cash and bank€784Previous: €5,838
Retained earnings€18,666Previous: €3,359
Equity€65,369Previous: €48,666
Liabilities€55,360Previous: €78,191
Current assets€69,449Previous: €75,576
Current liabilities€21,330Previous: €27,216
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
68/100 · Improving
Current ratioWeak
1/100 · Declining
Operating profit marginGood
100/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2345564-9
EU IDFIFPRO.2345564-9
MunicipalityKuopio
Current registered entries
2010-08-06Registered in Patent and Registration Office (Trade Register)
2010-08-12Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodLago Paja Oy
Grade unchangedA3 · new analysis 2026-10-18
73/100
Low
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
63 peersSolvency46%
Close to the peer-group midpoint
Profitability98%
Better than 98% of peers
Liquidity37%
Below 63% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings115 days after period end
115 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
- Parsed financial metrics are older than the newest reported filing
- Weak current ratio
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1873/100 · v0.15
A3 → A3A3
2026-09-25 22:5273/100 · v0.14
B1 → A3 · +13 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2022-12-31).
- Assessment confidence: Medium → Low.
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1560/100 · v0.14
B2 → B1 · +3 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1457/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
39/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 16 years of registry continuity.
Registry and status signalsSeurattava
73/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
25 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
15 register eventsLatest event: 2026-04-29
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2022-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-31.
This company profile has not been claimed yet
Lago Paja Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.