Risk grade updatedRisk gradeEvidence verified
19 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
LähiTapiola Velkasijoitus II GP Oy
LähiTapiola Velkasijoitus II GP Oy's registered office is Lokaltapiola. It is a limited company. The company was established on 2019-12-04. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €18,110 and operating profit was €15,784.
Business ID 3101344-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3101344-5
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Lokaltapiola
- Company form
- Limited company
- Registration date
- 2019-12-04
- Business ID registration date
- 2019-11-22
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Revontulenkuja 1, 02010, Lokaltapiola
Website: https://www.lahitapiola.fiSource observation
People and decision-makers
Anttila Samu JuhaniPuheenjohtaja
Matti Olavi KiviniemiHallituksen puheenjohtaja (9/2026)
Malm Juha PekkaVarsinainen jäsen
About LähiTapiola Velkasijoitus II GP Oy
Financial position and key figures for the company.
LähiTapiola Velkasijoitus II GP Oy's location municipality is Lokaltapiola. It is a limited company. The company was established on 2019-12-04. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €18,110 and operating profit was €15,784. The latest retained financial statement for 2025-12-31 shows revenue of €18,110 and profit for the financial year of €0. Based on the latest retained statement, revenue growth was +11.6%, operating margin was +87.2%, and equity ratio was +1.1%.
Auxiliary business names
Public alternate names materialized from source observations.
LocalTapiola Private Debt II GP Ltd
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimialana on hallinnoida rahastosijoituksia sekä rahastosijoitusten ohella tehtyjä suoria rinnakkaissijoituksia.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth11.6%
Operating margin87.2%
Equity ratio1.1%
Revenue€18,110+€1,878 (+11.6%) vs previous periodPrevious: €16,232
Operating profit (loss)€15,784+€1,791 (+12.8%) vs previous periodPrevious: €13,993
Profit (loss) for the financial year€0+€0 vs previous periodPrevious: €0
Assets€235,812-€1,354 (-0.6%) vs previous periodPrevious: €237,166
Balance-sheet contextLatest financial period
Profit before taxes€15,784Previous: €13,992
Employees0Previous: 0
Revenue trend3 periods
€5,163
2022-12-31
€16,232
2023-12-31
€18,110
2025-12-31
Operating profit (loss) trend3 periods
€968
2022-12-31
€13,993
2023-12-31
€15,784
2025-12-31
Profit (loss) for the financial year trend3 periods
€0
2022-12-31
€0
2023-12-31
€0
2025-12-31
Assets trend3 periods
€216,194
2022-12-31
€237,166
2023-12-31
€235,812
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioWeak
1/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2022-12-31 | 2023-12-31 | 2025-12-31 |
|---|---|---|---|
| Equity ratio | 1.2 % | 1.1 % | 1.1 % |
| Current ratio | - | - | - |
| Operating profit margin | 18.8 % | 86.2 % | 87.2 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3101344-5
VAT IDFI31013445
EU IDFIFPRO.3101344-5
MunicipalityLokaltapiola
Current registered entries
2019-12-04Registered in Tax Administration (Tax Administration)
2019-12-04Registered in Patent and Registration Office (Trade Register)
2020-01-28Member of liability group in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Anttila Samu JuhaniPuheenjohtajaSources: 5 · Confidence: 78%
Matti Olavi KiviniemiHallituksen puheenjohtaja (9/2026)Sources: 2 · Confidence: 76%
Malm Juha PekkaVarsinainen jäsenSources: 5 · Confidence: 78%
Pesonen Tero PetteriVarsinainen jäsenSources: 4 · Confidence: 78%
Vuorinen Mia MarjukkaOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Ruoppa Jani PetteriOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Armila Eliisa Salla-MariaOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Hollo Justus LeoOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Laine AnastasiaOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Tero PesonenjohtajaSources: 1 · Confidence: 76%
Timo NummiPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableLähiTapiola Velkasijoitus II GP Oy
Grade unchangedB1 · new analysis 2026-10-19
65/100
Medium
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
282 peersSolvency23%
Below 77% of peers
Profitability99%
Better than 99% of peers
Revenue growth81%
Better than 81% of peers
Supporting factors
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
3 assessmentsB1
2026-10-1965/100 · v0.15
B1 → B1 · +1 points- Evidence quality: Strong financial evidence → Usable financial evidence.
- Risk factor cleared: High balance-sheet leverage.
B1
2026-09-1564/100 · v0.14
B1 → B1- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1464/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-19
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsSeurattava
69/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
19 register eventsLatest event: 2026-04-16
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-26.
This company profile has not been claimed yet
LähiTapiola Velkasijoitus II GP Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.