Business profile

Laituri-Invest Oy

Laituri-Invest Oy's registered office is Kuopio. It is a limited company. The company was established on 2013-02-07. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €20,371 and operating profit was €20,264.

Claim profileContact details
Business ID 2527191-5ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2527191-5
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Kuopio
Company form
Limited company
Registration date
2013-02-07
Business ID registration date
2013-01-25
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Tehdaskatu 10, 70620, Kuopio

Postal address: Maaherrankatu 27, 70100, Kuopio

About Laituri-Invest Oy

Financial position and key figures for the company.

Laituri-Invest Oy's location municipality is Kuopio. It is a limited company. The company was established on 2013-02-07. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €20,371 and operating profit was €20,264. The latest retained financial statement for 2025-12-31 shows revenue of €20,371 and profit for the financial year of €20,264. Based on the latest retained statement, revenue growth was +5.4%, operating margin was +99.5%, and equity ratio was +17.2%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods4
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth5.4%
Operating margin99.5%
Equity ratio17.2%
Revenue€20,371+€1,039 (+5.4%) vs previous periodPrevious: €19,332
Operating profit (loss)€20,264+€31,851 (+274.9%) vs previous periodPrevious: -€11,587
Profit (loss) for the financial year€20,264+€31,937 (+273.6%) vs previous periodPrevious: -€11,673
Assets€1,034,027+€41,860 (+4.2%) vs previous periodPrevious: €992,167
Balance-sheet contextLatest financial period
Other operating income€28,737Previous: €0
Cash and bank€39,342Previous: €31,566
Retained earnings€154,984Previous: €166,657
Equity€177,748Previous: €157,484
Liabilities€856,279Previous: €834,683
Current assets€413,106Previous: €429,330
Current liabilities€4,482Previous: €3,769
Revenue trend2 periods
€19,332
2024-12-31
€20,371
2025-12-31
Operating profit (loss) trend2 periods
-€11,587
2024-12-31
€20,264
2025-12-31
Profit (loss) for the financial year trend2 periods
-€11,673
2024-12-31
€20,264
2025-12-31
Assets trend2 periods
€992,167
2024-12-31
€1,034,027
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioPassable
21/100 · Improving
17.2 %2024-12-31: 15.9 %
Current ratioGood
100/100 · Improving
8.78x2024-12-31: 8.38x
Operating profit marginGood
100/100 · Improving
41.3 %2024-12-31: -59.9 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio15.9 %17.2 %
Current ratio8.38x8.78x
Operating profit margin-59.9 %41.3 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2527191-5
VAT IDFI25271915
EU IDFIFPRO.2527191-5
MunicipalityKuopio
Current registered entries
2013-02-01Registered in Tax Administration (Prepayment Register)
2013-02-07Registered in Patent and Registration Office (Trade Register)
2013-02-11Registered in Tax Administration (Tax Administration)
2020-04-02VAT-liable for business activity in Tax Administration (VAT Register)
2022-06-01VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodLaituri-Invest Oy
Grade unchangedA3 · new analysis 2026-10-18
Model score78/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators show coordinated recovery.
3 comparable periods
RevenueStable
ProfitabilityImproving
SolvencyStable
LiquidityImproving
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
38 peers
Solvency16%
Below 84% of peers
Profitability76%
Better than 76% of peers
Liquidity68%
Better than 68% of peers
Revenue growth79%
Better than 79% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag115 days after period end
Typical registration lag132 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong operating profitability
  • Healthy short-term liquidity
  • Coordinated recovery across 2 financial domains
Risk factors to note
  • High balance-sheet leverage
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A3
2026-10-1878/100 · v0.15
A3 → A3
A3
2026-09-27 06:0978/100 · v0.14
A3 → A3 · +4 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1574/100 · v0.14
B1 → A3 · +9 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1465/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 13 years of registry continuity.

Registry and status signalsVakaa
77/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

17 register eventsLatest event: 2026-04-25

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-06.

This company profile has not been claimed yet

Laituri-Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.