Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Lanneveden Osuuspankki
Lanneveden Osuuspankki's registered office is Saarijärvi. It is a cooperative bank. The company was established on 1929-09-03. It operates in the industry of other monetary intermediation. In its latest retained statement for 2025-12-31, revenue was €1,296,412 and operating profit was €1,719,944.
Business ID 0176959-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0176959-1
- Sector
- Other monetary intermediation
- Municipality
- Saarijärvi
- Company form
- Cooperative bank
- Registration date
- 1929-09-03
- Business ID registration date
- 1978-03-15
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kauppakatu 10, 43100, Saarijärvi
Phone: +358207551580Source observation
Website: https://www.poppankki.fiSource observation
Youtube profile: https://www.youtube.com/channel/UC0QfkzPb9PQqwQPbGOjvp9gSource: company website
Instagram profile: https://www.instagram.com/poppankki/?hl=fiSource: company website
Facebook profile: https://www.facebook.com/poppankkiSource: company website
Linkedin profile: https://www.linkedin.com/company/pop-pankki-ryhm%C3%A4-pop-bank-groupSource: company website
People and decision-makers
Riikonen Tuija AnneliToimitusjohtaja
Niskakangas Minna MariaToimitusjohtajan sijainen
About Lanneveden Osuuspankki
Financial position and key figures for the company.
Lanneveden Osuuspankki's location municipality is Saarijärvi. It is a cooperative bank. The company was established on 1929-09-03. It operates in the industry of other monetary intermediation. In its latest retained statement for 2025-12-31, revenue was €1,296,412 and operating profit was €1,719,944. The latest retained financial statement for 2025-12-31 shows revenue of €1,296,412 and profit for the financial year of €1,386,666. Based on the latest retained statement, revenue growth was not currently available, operating margin was +132.2%, and equity ratio was +9.4%.
Auxiliary business names
Public alternate names materialized from source observations.
POP Pankki LannevesiPOP Pankki SaarijärviPOP Pankki UurainenPOP SaarijärviPOP Uurainen
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Osuuspankin tarkoituksena on harjoittaa jäsentensä omistamana osuuskuntamuotoisena talletuspankkina luottolaitostoimintaa jäsentensä ja asiakkaidensa taloudellisen menestyksen tukemiseksi. Osuuspankin palveluita saavat käyttää muutkin kuin jäsenet. Osuuspankki tarjoaa sijoituspalvelulain mukaisia sijoituspalveluja ja oheispalveluja toimilupansa mukaisesti.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Operating margin132.2%
Equity ratio9.4%
Revenue€1,296,412Previous comparison not availablePrevious: No comparison value
Operating profit (loss)€1,719,944Previous comparison not availablePrevious: No comparison value
Profit (loss) for the financial year€1,386,666Previous comparison not availablePrevious: No comparison value
Assets€102,335,618Previous comparison not availablePrevious: No comparison value
Balance-sheet contextLatest financial period
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioWeak
12/100 · Trend unavailable
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
100/100 · Trend unavailable
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0176959-1
VAT IDFI01769591
MunicipalitySaarijärvi
Current registered entries
1929-09-03Registered in Patent and Registration Office (Trade Register)
1967-09-01Registered in Tax Administration (Employer Register)
1978-03-15Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)
1998-10-09Member of liability group in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Riikonen Tuija AnneliToimitusjohtajaSources: 5 · Confidence: 78%
Niskakangas Minna MariaToimitusjohtajan sijainenSources: 2 · Confidence: 78%
Häkkinen Heikki TuomasPuheenjohtajaSources: 5 · Confidence: 78%
Pauli Tapio PääkkönenHallintoneuvosto: puheenjohtajaSources: 1 · Confidence: 76%
Luotola Pirjo HanneleVarsinainen jäsenSources: 5 · Confidence: 78%
Etelämäki Johanna MariaVarsinainen jäsenSources: 5 · Confidence: 78%
Talvilahti Tero TapioVarsinainen jäsenSources: 4 · Confidence: 78%
Lomperi Hanna MaaritOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Kivimäki Tiia KristiinaOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Heinänen Päivi HelenaOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Taina Annikki Kaihlajärvi-MuittariHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Anna PasanenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Jukka PokelaHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Harri RautiainenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Jussi SavioPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Leena-Kaisa FlyktmanHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Erja HoppulaHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Juhana KoivistoHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Hanna Lampinen-VilkkiläHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Timo LeppäahoHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodLanneveden Osuuspankki
Grade upgradedB1 → A3 · new analysis 2026-10-18
71/100
Medium
Usable financial evidenceFinancial data included
Same industryDescriptive comparison – does not change the model score.
175 peersSolvency17%
Below 83% of peers
Profitability100%
Better than 100% of peers
Supporting factors
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA3
2026-10-1871/100 · v0.15
B1 → A3 · +2 points- Risk factor cleared: High balance-sheet leverage.
B1
2026-09-2169/100 · v0.14
Oldest retained automatic assessment in this comparisonA3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
87/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
97/100
The company has about 97 years of registry continuity.
Registry and status signalsVakaa
85/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
21 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
38 register eventsLatest event: 2026-05-26
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-09.
This company profile has not been claimed yet
Lanneveden Osuuspankki shows public core facts. A company representative can claim the profile, update public information, and access owner tools.