Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Lapin Tilisektori Oy
Lapin Tilisektori Oy's registered office is Saarenkylä. It is a limited company. The company was established on 2019-10-28. It operates in the industry of accounting and bookkeeping activities; tax consultancy. In its latest retained statement for 2025-10-31, revenue was €336,120 and operating profit was €85,118.
Business ID 3093219-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3093219-1
- Sector
- Accounting and bookkeeping activities; tax consultancy
- Municipality
- Saarenkylä
- Company form
- Limited company
- Registration date
- 2019-10-28
- Business ID registration date
- 2019-10-14
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Pulkamontie 6, 96900, Saarenkylä
Website: https://www.tilisektori.fiSource observation
About Lapin Tilisektori Oy
Financial position and key figures for the company.
Lapin Tilisektori Oy's location municipality is Saarenkylä. It is a limited company. The company was established on 2019-10-28. It operates in the industry of accounting and bookkeeping activities; tax consultancy. In its latest retained statement for 2025-10-31, revenue was €336,120 and operating profit was €85,118. The latest retained financial statement for 2025-10-31 shows revenue of €336,120 and profit for the financial year of €59,478. Based on the latest retained statement, revenue growth was +10.5%, operating margin was +25.3%, and equity ratio was +51.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-10-31
4
2
PRH/XBRL financial statement
Derived indicators
Revenue growth10.5%
Operating margin25.3%
Equity ratio51.9%
Balance-sheet contextLatest financial period
Other operating income€35,058Previous: €22,885
Cash and bank€12,788Previous: €13,718
Retained earnings€111,724Previous: €74,932
Equity€173,201Previous: €123,604
Liabilities€160,508Previous: €134,572
Current assets€171,421Previous: €118,173
Current liabilities€85,755Previous: €54,668
Revenue trend2 periods
€304,262
2024-10-31
€336,120
2025-10-31
Operating profit (loss) trend2 periods
€66,662
2024-10-31
€85,118
2025-10-31
Profit (loss) for the financial year trend2 periods
€46,672
2024-10-31
€59,478
2025-10-31
Assets trend2 periods
€258,175
2024-10-31
€333,709
2025-10-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
65/100 · Improving
Current ratioWeak
5/100 · Declining
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2024-10-31 | 2025-10-31 |
|---|---|---|
| Equity ratio | 47.9 % | 51.9 % |
| Current ratio | 0.25x | 0.15x |
| Operating profit margin | 20.4 % | 22.9 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3093219-1
VAT IDFI30932191
EU IDFIFPRO.3093219-1
MunicipalitySaarenkylä
Current registered entries
2019-10-28Registered in Tax Administration (Tax Administration)
2019-10-28Registered in Patent and Registration Office (Trade Register)
2019-11-01VAT-liable for business activity in Tax Administration (VAT Register)
2019-11-01Registered in Tax Administration (Prepayment Register)
2020-01-01Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodLapin Tilisektori Oy
Grade unchangedA2 · new analysis 2026-10-18
80/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueImproving
ProfitabilityImproving
SolvencyStable
LiquidityStable
Same industry and sizeDescriptive comparison – does not change the model score.
84 peersSolvency49%
Close to the peer-group midpoint
Profitability71%
Better than 71% of peers
Liquidity33%
Below 67% of peers
Revenue growth63%
Better than 63% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings165 days after period end
155 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-10-1880/100 · v0.15
A2 → A2A2
2026-09-25 00:0880/100 · v0.14
B1 → A2 · +13 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-10-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1567/100 · v0.14
B1 → B1 · +5 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1462/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
85/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsSeurattava
65/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
25 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
12 register eventsLatest event: 2026-04-14
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2025-10-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Lapin Tilisektori Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.