Risk grade updatedRisk gradeEvidence verified
19 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Lappalainen Investments Oy
Lappalainen Investments Oy's registered office is Oulu. It is a limited company. The company was established on 2020-12-14. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €338,727 and operating profit was €134,931.
Business ID 3175126-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3175126-1
- Sector
- Activities of insurance agents and brokers
- Municipality
- Oulu
- Company form
- Limited company
- Registration date
- 2020-12-14
- Business ID registration date
- 2020-12-03
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Mustasaarenlehto 23, 90510, Oulu
People and decision-makers
Lappalainen Aleksi MiikkaelToimitusjohtaja
About Lappalainen Investments Oy
Financial position and key figures for the company.
Lappalainen Investments Oy's location municipality is Oulu. It is a limited company. The company was established on 2020-12-14. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €338,727 and operating profit was €134,931. The latest retained financial statement for 2025-12-31 shows revenue of €338,727 and profit for the financial year of €106,845. Based on the latest retained statement, revenue growth was +50.0%, operating margin was +39.8%, and equity ratio was +75.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth50.0%
Operating margin39.8%
Equity ratio75.7%
Revenue€338,727+€112,910 (+50.0%) vs previous periodPrevious: €225,817
Operating profit (loss)€134,931+€29,215 (+27.6%) vs previous periodPrevious: €105,716
Profit (loss) for the financial year€106,845+€22,802 (+27.1%) vs previous periodPrevious: €84,043
Assets€256,907+€94,172 (+57.9%) vs previous periodPrevious: €162,734
Balance-sheet contextLatest financial period
Profit before taxes€134,207Previous: No comparison value
Employees1Previous: 1
Revenue trend5 periods
€88,058
2021-12-31
€104,113
2022-12-31
€112,683
2023-12-31
€225,817
2024-12-31
€338,727
2025-12-31
Operating profit (loss) trend5 periods
€28,430
2021-12-31
€32,184
2022-12-31
€37,167
2023-12-31
€105,716
2024-12-31
€134,931
2025-12-31
Profit (loss) for the financial year trend5 periods
€22,417
2021-12-31
€25,317
2022-12-31
€29,258
2023-12-31
€84,043
2024-12-31
€106,845
2025-12-31
Assets trend5 periods
€30,217
2021-12-31
€48,368
2022-12-31
€76,187
2023-12-31
€162,734
2024-12-31
€256,907
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
95/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
100/100 · Declining
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 74.2 % | 95.0 % | 93.3 % | 91.8 % | 75.7 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 32.3 % | 30.9 % | 33.0 % | 46.8 % | 39.8 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3175126-1
VAT IDFI31751261
EU IDFIFPRO.3175126-1
MunicipalityOulu
Current registered entries
2020-12-14Registered in Tax Administration (Tax Administration)
2020-12-14Registered in Patent and Registration Office (Trade Register)
2020-12-15Registered in Tax Administration (Prepayment Register)
2025-04-07VAT-liable for business activity in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Lappalainen Aleksi MiikkaelToimitusjohtajaSources: 5 · Confidence: 78%
Karjalainen Annika Tuuli MaariaVarajäsenSources: 3 · Confidence: 78%
Lappalainen Aleksi MiikkaelVarsinainen jäsenSources: 2 · Confidence: 78%
Nummi Päivi InkeriTilintarkastajaSources: 2 · Confidence: 78%
Sipola Pirjo MarittaVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodLappalainen Investments Oy
Grade unchangedA2 · new analysis 2026-10-19
83/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueImproving · 2 consecutive periods
ProfitabilityVolatile
LiquidityNot enough history
Same industry and sizeDescriptive comparison – does not change the model score.
85 peersSolvency45%
Below 55% of peers
Profitability68%
Better than 68% of peers
Revenue growth84%
Better than 84% of peers
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA2
2026-10-1983/100 · v0.15
A2 → A2 · -2 points- Evidence quality: Strong financial evidence → Usable financial evidence.
A2
2026-09-3085/100 · v0.14
Oldest retained automatic assessment in this comparisonA2
2026-10-19
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsSeurattava
62/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
30 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Registry timeline
Trade register notifications shown on a timeline.
11 register eventsLatest event: 2026-03-23
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-23.
This company profile has not been claimed yet
Lappalainen Investments Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.