Business profile

Lerad Ab

Lerad Ab's registered office is Helsingfors. It is a limited company. The company was established on 2021-01-20. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c..

Business ID 3184176-9ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3184176-9
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Helsingfors
Company form
Limited company
Registration date
2021-01-20
Business ID registration date
2021-01-18
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Lönnrotin puistikko 5 A 7, 00120, Helsingfors

About Lerad Ab

Financial position and key figures for the company.

Lerad Ab's location municipality is Helsingfors. It is a limited company. The company was established on 2021-01-20. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +0.3%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-06-30

Imported periods3
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Equity ratio0.3%
Operating profit (loss)-€929-€123 (-15.2%) vs previous periodPrevious: -€806
Profit (loss) for the financial year-€929-€123 (-15.2%) vs previous periodPrevious: -€806
Assets€694,078+€128,061 (+22.6%) vs previous periodPrevious: €566,017
Balance-sheet contextLatest financial period
Retained earnings-€1,652Previous: -€846
Equity€2,419Previous: €3,348
Liabilities€691,659Previous: €562,669
Operating profit (loss) trend2 periods
-€806
2024-06-30
-€929
2025-06-30
Profit (loss) for the financial year trend2 periods
-€806
2024-06-30
-€929
2025-06-30
Assets trend2 periods
€566,017
2024-06-30
€694,078
2025-06-30

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioWeak
0/100 · Declining
0.3 %2024-06-30: 0.6 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2024-06-30: Ei saatavilla
Operating profit marginNot assessable
0/100 · Trend unavailable
Not available2024-06-30: Ei saatavilla
Ratio history
Ratio2024-06-302025-06-30
Equity ratio0.6 %0.3 %
Current ratio--
Operating profit margin--

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3184176-9
EU IDFIFPRO.3184176-9
MunicipalityHelsingfors
Current registered entries
2021-01-20Registered in Patent and Registration Office (Trade Register)
2021-01-26Registered in Tax Administration (Tax Administration)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B2
SatisfactoryLerad Ab
Grade downgradedB1 → B2 · new analysis 2026-09-21
Model score51/100
Assessment confidenceLow
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityNot enough history
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
140 peers
Solvency14%
Below 86% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag95 days after period end
Typical registration lag101 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note
  • Negative profitability or net result
  • Losses in the latest and previous available periods
  • High balance-sheet leverage
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B2
2026-09-21 22:3151/100 · v0.14
B1 → B2 · -16 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-06-30).
  • Assessment confidence: Medium → Low.
  • Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1467/100 · v0.14
B1 → B1
B1
2026-09-1467/100 · v0.13
B1 → B1 · +6 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1361/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB2
Automatic model snapshot2026-09-21
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 5 years of registry continuity.

Registry and status signalsRajallinen
44/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
21 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

8 register eventsLatest event: 2025-10-03

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2025-06-30

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Lerad Ab shows public core facts. A company representative can claim the profile, update public information, and access owner tools.