Business profile

LJD Invest Oy

LJD Invest Oy's registered office is Esbo. It is a limited company. The company was established on 2019-07-11. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2024-12-31, revenue was €724,540 and operating profit was €476,159.

Claim profileContact details
Business ID 3011148-1ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3011148-1
Sector
Activities of insurance agents and brokers
Municipality
Esbo
Company form
Limited company
Registration date
2019-07-11
Business ID registration date
2019-07-08
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Pellaksenmäentie 21 C 21, 02940, Esbo

Postal address: Pellaksenmäentie 21 C, 02940, Esbo

About LJD Invest Oy

Financial position and key figures for the company.

LJD Invest Oy's location municipality is Esbo. It is a limited company. The company was established on 2019-07-11. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2024-12-31, revenue was €724,540 and operating profit was €476,159. The latest retained financial statement for 2024-12-31 shows revenue of €724,540 and profit for the financial year of €374,178. Based on the latest retained statement, revenue growth was +185.0%, operating margin was +65.7%, and equity ratio was +63.7%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2024-12-31

Imported periods5
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth185.0%
Operating margin65.7%
Equity ratio63.7%
Revenue€724,540+€470,274 (+185.0%) vs previous periodPrevious: €254,266
Operating profit (loss)€476,159+€416,291 (+695.3%) vs previous periodPrevious: €59,868
Profit (loss) for the financial year€374,178+€326,926 (+691.9%) vs previous periodPrevious: €47,252
Assets€765,097+€628,957 (+462.0%) vs previous periodPrevious: €136,141
Balance-sheet contextLatest financial period
Other operating income€44,566Previous: €0
Inventory€89,999Previous: €20,000
Cash and bank€454,112Previous: €69,865
Retained earnings€113,213Previous: €75,806
Equity€487,391Previous: €123,058
Liabilities€277,706Previous: €13,082
Current assets€638,046Previous: €136,141
Current liabilities€146,424Previous: €13,082
Revenue trend2 periods
€254,266
2023-12-31
€724,540
2024-12-31
Operating profit (loss) trend2 periods
€59,868
2023-12-31
€476,159
2024-12-31
Profit (loss) for the financial year trend2 periods
€47,252
2023-12-31
€374,178
2024-12-31
Assets trend2 periods
€136,141
2023-12-31
€765,097
2024-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
80/100 · Declining
63.7 %2023-12-31: 90.4 %
Current ratioGood
100/100 · Declining
3.72x2023-12-31: 6.87x
Operating profit marginGood
100/100 · Improving
61.9 %2023-12-31: 23.6 %
Ratio history
Ratio2023-12-312024-12-31
Equity ratio90.4 %63.7 %
Current ratio6.87x3.72x
Operating profit margin23.6 %61.9 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3011148-1
VAT IDFI30111481
EU IDFIFPRO.3011148-1
MunicipalityEsbo
Current registered entries
2019-07-08Registered in Tax Administration (Employer Register)
2019-07-08VAT-liable for business activity in Tax Administration (VAT Register)
2019-07-11Registered in Tax Administration (Tax Administration)
2019-07-11Registered in Patent and Registration Office (Trade Register)
2020-12-03Registered in Tax Administration (Prepayment Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodLJD Invest Oy
Grade unchangedA2 · new analysis 2026-10-18
Model score88/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueImproving
ProfitabilityImproving
SolvencyDeteriorating
LiquidityDeteriorating
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
59 peers
Solvency27%
Below 73% of peers
Profitability90%
Better than 90% of peers
Liquidity63%
Better than 63% of peers
Revenue growth97%
Better than 97% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag122 days after period end
Typical registration lag120 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Healthy short-term liquidity
Risk factors to note
  • Coordinated deterioration across 2 financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A2
2026-10-1888/100 · v0.15
A2 → A2
A2
2026-10-01 16:2788/100 · v0.14
B1 → A2 · +21 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1567/100 · v0.14
B1 → B1 · +7 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1460/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA2
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 7 years of registry continuity.

Registry and status signalsSeurattava
58/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.
Risk grade updatedRisk gradeEvidence verified
1 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

9 register eventsLatest event: 2025-05-02

Financial statements availability

Available financial statement periods and PRH source filings.

5 financial statement periodsLatest financial period: 2024-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-03.

This company profile has not been claimed yet

LJD Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.