Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Business profile
LO Invest Oy
LO Invest Oy's registered office is Esbo. It is a limited company. The company was established on 2024-03-15. It operates in the industry of development of building projects. In its latest retained statement for 2026-03-31, revenue was €78,742 and operating profit was -€1,170.
Business ID 3432563-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3432563-9
- Sector
- Development of building projects
- Municipality
- Esbo
- Company form
- Limited company
- Registration date
- 2024-03-15
- Business ID registration date
- 2024-03-05
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Lusikkatie 3 A, 02780, Esbo
About LO Invest Oy
Financial position and key figures for the company.
LO Invest Oy's location municipality is Esbo. It is a limited company. The company was established on 2024-03-15. It operates in the industry of development of building projects. In its latest retained statement for 2026-03-31, revenue was €78,742 and operating profit was -€1,170. The latest retained financial statement for 2026-03-31 shows revenue of €78,742 and profit for the financial year of -€1,170. Based on the latest retained statement, revenue growth was -11.2%, operating margin was -1.5%, and equity ratio was -53.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-03-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-11.2%
Operating margin-1.5%
Equity ratio-53.2%
Balance-sheet contextLatest financial period
Cash and bank€4,102Previous: €1,984
Retained earnings-€2,089Previous: €0
Equity-€3,260Previous: -€2,089
Liabilities€9,383Previous: €7,160
Current assets€4,553Previous: €3,310
Current liabilities€9,383Previous: €7,160
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Declining
Current ratioWeak
15/100 · Improving
Operating profit marginWeak
46/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3432563-9
VAT IDFI34325639
EU IDFIFPRO.3432563-9
MunicipalityEsbo
Current registered entries
2024-03-05VAT-liable for business activity in Tax Administration (VAT Register)
2024-03-05Registered in Tax Administration (Prepayment Register)
2024-03-15Registered in Patent and Registration Office (Trade Register)
2024-03-19Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskLO Invest Oy
Grade unchangedD · new analysis 2026-10-18
21/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
59 peersSolvency5%
Below 95% of peers
Profitability34%
Below 66% of peers
Liquidity61%
Better than 61% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings109 days after period end
109 days after period end
1 consecutive periods
Supporting factors
- Active registered status
Risk factors to note
- Negative equity
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsD
2026-10-1821/100 · v0.15
D → DD
2026-09-30 11:0521/100 · v0.14
B3 → D · -23 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-03-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B3
2026-09-1544/100 · v0.14
B2 → B3 · -7 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1451/100 · v0.12
Oldest retained automatic assessment in this comparisonD
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
53/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityNuori
15/100
The company has about 2 years of registry continuity.
Registry and status signalsRajallinen
37/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
30 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → D.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
4 register eventsLatest event: 2025-05-06
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2026-03-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-03.
This company profile has not been claimed yet
LO Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.