Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Business profile
Loïva Oy
Loïva Oy was placed into liquidation 2025-09-16. In its latest retained statement for 2021-12-31, revenue was €4,133 and operating profit was -€61,914.
Business ID 3197947-7LIQUIDATIONUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3197947-7
- Sector
- Other reservation service and related activities
- Municipality
- Esbo
- Company form
- Limited company
- Registration date
- 2021-03-19
- Business ID registration date
- 2021-03-16
- Business status
- LIQUIDATION
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kantokaski 3, 02340, Esbo
About Loïva Oy
Financial position and key figures for the company.
Loïva Oy was placed into liquidation 2025-09-16. In its latest retained statement for 2021-12-31, revenue was €4,133 and operating profit was -€61,914. The latest retained financial statement for 2021-12-31 shows revenue of €4,133 and profit for the financial year of -€61,914. Based on the latest retained statement, revenue growth was not currently available, operating margin was -1497.9%, and equity ratio was +92.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2021-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Operating margin-1497.9%
Equity ratio92.4%
Balance-sheet contextLatest financial period
Other operating income€33,441Previous: No comparison value
Cash and bank€3,164Previous: No comparison value
Equity€70,086Previous: No comparison value
Liabilities€5,788Previous: No comparison value
Current assets€14,983Previous: No comparison value
Current liabilities€5,788Previous: No comparison value
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Trend unavailable
Current ratioPassable
18/100 · Trend unavailable
Operating profit marginWeak
0/100 · Trend unavailable
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusLIQUIDATION
Trade RegisterRegistered
Business ID3197947-7
EU IDFIFPRO.3197947-7
MunicipalityEsbo
Current registered entries
2021-03-19Registered in Tax Administration (Tax Administration)
2021-03-19Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskLoïva Oy
Grade unchangedD · new analysis 2026-09-23
29/100
Low
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
132 peersSolvency74%
Better than 74% of peers
Profitability10%
Below 90% of peers
Liquidity53%
Close to the peer-group midpoint
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings53 days after period end
53 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- A newer financial statement filing has been reported
- Lower industry distress context
Risk factors to note
- Parsed financial metrics are older than the newest reported filing
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsD
2026-09-23 08:3429/100 · v0.14
D → D- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2021-12-31).
- Assessment confidence: Medium → Low.
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
D
2026-09-1529/100 · v0.14
D → D- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
D
2026-09-1329/100 · v0.12
Oldest retained automatic assessment in this comparisonD
2026-09-23
open-risk-grade-v0.14
The grade is reduced because of a critical legal status such as bankruptcy or liquidation.
A serious registry signal affects this grade. Review the profile registry and notification details as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
82/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsHälyttävä
0/100
Bankruptcy or liquidation status is treated as a critical legal distress signal.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Registry timeline
Trade register notifications shown on a timeline.
16 register eventsLatest event: 2026-04-17
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2021-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-09.
This company profile has not been claimed yet
Loïva Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.