Business profile

Lombardor Capital Oy

Lombardor Capital Oy's registered office is Kouvola. It is a limited company. The company was established on 2020-07-01. It operates in the industry of other business support service activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €0 and operating profit was -€10,941.

Claim profileContact details
Business ID 3141848-5ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3141848-5
Sector
Other business support service activities n.e.c.
Municipality
Kouvola
Company form
Limited company
Registration date
2020-07-01
Business ID registration date
2020-06-14
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Nuottakatu 30, 45160, Kouvola

About Lombardor Capital Oy

Financial position and key figures for the company.

Lombardor Capital Oy's location municipality is Kouvola. It is a limited company. The company was established on 2020-07-01. It operates in the industry of other business support service activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €0 and operating profit was -€10,941. The latest retained financial statement for 2025-12-31 shows revenue of €0 and profit for the financial year of €51,064. Based on the latest retained statement, revenue growth was -100.0%, operating margin was not currently available, and equity ratio was +99.8%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods4
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-100.0%
Equity ratio99.8%
Revenue€0-€100,000 (-100.0%) vs previous periodPrevious: €100,000
Operating profit (loss)-€10,941-€31,891 (-152.2%) vs previous periodPrevious: €20,950
Profit (loss) for the financial year€51,064+€76,468 (+301.0%) vs previous periodPrevious: -€25,404
Assets€3,552,531-€364,251 (-9.3%) vs previous periodPrevious: €3,916,782
Balance-sheet contextLatest financial period
Other operating income€0Previous: €41,415
Cash and bank€107,843Previous: €294,289
Retained earnings-€62,073Previous: €12,052
Equity€3,546,032Previous: €3,543,688
Liabilities€6,499Previous: €373,094
Current assets€770,447Previous: €1,128,789
Current liabilities€699Previous: €139,773
Revenue trend2 periods
€100,000
2024-12-31
€0
2025-12-31
Operating profit (loss) trend2 periods
€20,950
2024-12-31
-€10,941
2025-12-31
Profit (loss) for the financial year trend2 periods
-€25,404
2024-12-31
€51,064
2025-12-31
Assets trend2 periods
€3,916,782
2024-12-31
€3,552,531
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Improving
99.8 %2024-12-31: 90.5 %
Current ratioGood
100/100 · Improving
154.20x2024-12-31: 2.11x
Operating profit marginNot assessable
0/100 · Trend unavailable
Not available2024-12-31: 14.8 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio90.5 %99.8 %
Current ratio2.11x154.20x
Operating profit margin14.8 %-

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3141848-5
EU IDFIFPRO.3141848-5
MunicipalityKouvola
Current registered entries
2020-06-14Registered in Tax Administration (Prepayment Register)
2020-07-01Registered in Tax Administration (Tax Administration)
2020-07-01Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B1
StableLombardor Capital Oy
Grade unchangedB1 · new analysis 2026-10-17
Model score68/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueDeteriorating
ProfitabilityNot enough history
SolvencyImproving
LiquidityImproving
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
1235 peers
Solvency94%
Better than 94% of peers
Liquidity99%
Better than 99% of peers
Revenue growth2%
Below 98% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag38 days after period end
Typical registration lag161 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Healthy short-term liquidity
  • Company context reduces the weight of an isolated financial signal
Risk factors to note
  • Sharp year-over-year revenue drop
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B1
2026-10-1768/100 · v0.15
B1 → B1
B1
2026-10-03 15:0568/100 · v0.14
B1 → B1 · +8 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1560/100 · v0.14
B2 → B1 · +2 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1458/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB1
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskmedium
59/100

Industry context is medium based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 6 years of registry continuity.

Registry and status signalsSeurattava
63/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

13 register eventsLatest event: 2026-02-07

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Lombardor Capital Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.