Risk grade updatedRisk gradeEvidence verified
14 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Business profile
Luhtman 0y
Luhtman 0y's registered office is Haapakoski. It is a limited company. The company was established on 2020-11-19. It operates in the industry of retail sale of cars and light motor vehicles. In its latest retained statement for 2024-12-31, revenue was €0 and operating profit was €0.
Business ID 3171936-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3171936-8
- Sector
- Retail sale of cars and light motor vehicles
- Municipality
- Haapakoski
- Company form
- Limited company
- Registration date
- 2020-11-19
- Business ID registration date
- 2020-11-18
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Säämäläntie 10, 77520, Haapakoski
Phone: +358400938058Source observation
People and decision-makers
Luhtinen Topi MatiasToimitusjohtaja
About Luhtman 0y
Financial position and key figures for the company.
Luhtman 0y's location municipality is Haapakoski. It is a limited company. The company was established on 2020-11-19. It operates in the industry of retail sale of cars and light motor vehicles. In its latest retained statement for 2024-12-31, revenue was €0 and operating profit was €0. The latest retained financial statement for 2024-12-31 shows revenue of €0 and profit for the financial year of €0. Based on the latest retained statement, revenue growth was -100.0%, operating margin was not currently available, and equity ratio was -11752.7%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Autojen ja muiden moottoriajoneuvojen osto ja myynti, kaikki muu laillinen liiketoiminta
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth-100.0%
Equity ratio-11752.7%
Revenue€0-€32,983 (-100.0%) vs previous periodPrevious: €32,983
Operating profit (loss)€0+€1,378 (+100.0%) vs previous periodPrevious: -€1,378
Profit (loss) for the financial year€0+€1,563 (+100.0%) vs previous periodPrevious: -€1,563
Assets€87-€9,745 (-99.1%) vs previous periodPrevious: €9,832
Balance-sheet contextLatest financial period
Profit before taxes€0Previous: -€1,563
Employees12Previous: 0
Revenue trend4 periods
€75,128
2021-12-31
€91,733
2022-12-31
€32,983
2023-12-31
€0
2024-12-31
Operating profit (loss) trend4 periods
-€10,064
2021-12-31
€2,114
2022-12-31
-€1,378
2023-12-31
€0
2024-12-31
Profit (loss) for the financial year trend4 periods
-€10,062
2021-12-31
€1,458
2022-12-31
-€1,563
2023-12-31
€0
2024-12-31
Assets trend4 periods
€46,024
2021-12-31
€12,239
2022-12-31
€9,832
2023-12-31
€87
2024-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioWeak
0/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|
| Equity ratio | -21.9 % | -70.3 % | -103.4 % | -11752.7 % |
| Current ratio | - | - | - | - |
| Operating profit margin | -13.4 % | 2.3 % | -4.2 % | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3171936-8
EU IDFIFPRO.3171936-8
MunicipalityHaapakoski
Current registered entries
2020-11-19Registered in Tax Administration (Tax Administration)
2020-11-19Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Luhtinen Topi MatiasToimitusjohtajaSources: 5 · Confidence: 78%
Luhtinen Topi MatiasVarsinainen jäsenSources: 3 · Confidence: 78%
Luhtinen Timo YrjöVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskLuhtman 0y
39/100
Medium
Limited financial evidenceRegistry and statistics based
Several key financial indicators have weakened across comparable fiscal periods.
4 comparable periodsProfitabilityNot enough history
LiquidityNot enough history
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Coordinated deterioration across 2 financial domains
- Sufficient structured financial metrics are not available
C
2026-10-14
open-risk-grade-v0.14
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
57/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsRajallinen
46/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
6 register eventsLatest event: 2025-11-25
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Luhtman 0y shows public core facts. A company representative can claim the profile, update public information, and access owner tools.