Business profile

Lumo Kodit Oyj

Lumo Kodit Oyj's registered office is Helsingfors. It is a public limited company. The company was established on 1969-05-09. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €13,954,475 and operating profit was -€15,070.

Claim profileContact details
Business ID 0116336-2ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
0116336-2
Sector
Rental of own or leased dwellings and residential real estate
Municipality
Helsingfors
Company form
Public limited company
Registration date
1969-05-09
Business ID registration date
1978-03-15
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: MANNERHEIMINTIE 168, 00300, Helsingfors

Postal address: P.O. Box 40, 00301, Helsingfors

Phone: +358205085000Source observation

Email: [email protected]Source observation

Website: https://lumo.fiSource observation

Instagram profile: https://www.instagram.com/lumokoditSource: company website

Facebook profile: https://www.facebook.com/lumokoditSource: company website

People and decision-makers

Reima RytsöläToimitusjohtaja

About Lumo Kodit Oyj

Financial position and key figures for the company.

Lumo Kodit Oyj's location municipality is Helsingfors. It is a public limited company. The company was established on 1969-05-09. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €13,954,475 and operating profit was -€15,070. The latest retained financial statement for 2025-12-31 shows revenue of €13,954,475 and profit for the financial year of €318,603,745. Based on the latest retained statement, revenue growth was +9.5%, operating margin was -0.1%, and equity ratio was +14.0%.

Auxiliary business names

Public alternate names materialized from source observations.

KojamoKymppikotiLumo AsuntopalvelutLumo-kotikeskus

Financial highlights

Key figures from the latest financial period.

Latest financial period

2025-12-31

Imported periods0
PRH parsed0
Profile sourceSource observation
Derived indicators
Revenue growth9.5%
Operating margin-0.1%
Equity ratio14.0%
Balance-sheet contextLatest financial period
Profit before taxes€179,401,796Previous: -€742,813
Employees16Previous: 16
Revenue trend5 periods
€10,794,000
2021-12-31
€13,197,738
2022-12-31
€14,337,456
2023-12-31
€12,748,005
2024-12-31
€13,954,475
2025-12-31
Operating profit (loss) trend5 periods
-€1,384,000
2021-12-31
-€4,017,635
2022-12-31
-€2,596,566
2023-12-31
-€2,192,134
2024-12-31
-€15,070
2025-12-31
Profit (loss) for the financial year trend5 periods
€45,051,000
2021-12-31
€37,110,542
2022-12-31
€1,043,478
2023-12-31
-€645,904
2024-12-31
€318,603,745
2025-12-31
Assets trend5 periods
€2,846,808,000
2021-12-31
€3,217,749,000
2022-12-31
€3,192,737,000
2023-12-31
€3,596,393,571
2024-12-31
€3,616,315,567
2025-12-31

Latest interim financials

Figures extracted from the official Nasdaq Helsinki disclosure supplement the annual financial history. They do not replace annual financial-statement figures or ratios calculated from them.

Q3 YTD · 1–9/2026Published 2026-11-05
Open Nasdaq disclosure
Revenue127 €

Additional financial figures

The company's financial figures across different years.

Revenue 2025€13,954,475
Profit for the financial year 2025€318,603,745
Balance sheet total 2025€3,616,315,567
Metric20252024202320222021
Revenue€13,954,475€12,748,005€14,337,456€13,197,738€10,794,000
Revenue growth9,5 %-11,1 %8,6 %22,3 %-
Operating profit-€15,070-€2,192,134-€2,596,566-€4,017,635-€1,384,000
EBIT margin-0,1 %-17,2 %-18,1 %-30,4 %-12,8 %
Profit for the financial year€318,603,745-€645,904€1,043,478€37,110,542€45,051,000
Profit before taxes€179,401,796-€742,813€9,175,353-€3,372,566-
Equity ratio14 %6,9 %7,8 %10,7 %14,2 %
Balance sheet total€3,616,315,567€3,596,393,571€3,192,737,000€3,217,749,000€2,846,808,000
Employees16161921-

Financial ratios

Financial ratios based on financial statement data. Source: Lähdehavainto.

Equity ratioWeak
18/100 · Improving
14.0 %2024-12-31: 6.9 %
Current ratioSatisfactory
48/100 · Declining
1.45x2024-12-31: 7.10x
Operating profit marginWeak
50/100 · Improving
-0.1 %2024-12-31: -17.2 %
Ratio history
Ratio2021-12-312022-12-312023-12-312024-12-312025-12-31
Equity ratio14.2 %10.7 %7.8 %6.9 %14.0 %
Current ratio3.73x1.36x0.10x7.10x1.45x
Operating profit margin-12.8 %-30.4 %-18.1 %-17.2 %-0.1 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID0116336-2
VAT IDFI01163362
EU IDFIFPRO.0116336-2
MunicipalityHelsingfors
Current registered entries
1969-05-09Registered in Patent and Registration Office (Trade Register)
1971-01-01Registered in Tax Administration (Employer Register)
1978-03-15Registered in Tax Administration (Tax Administration)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1998-01-26Registered in Tax Administration (Prepayment Register)
2000-09-04VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)

Responsible people

Public role relationships materialized from source observations.

Reima RytsöläToimitusjohtajaSources: 1 · Confidence: 99%
Mikael AroHallituksen puheenjohtajaSources: 1 · Confidence: 99%
Gertjan Simon van der BaanHallitus: varsinainen jäsenSources: 1 · Confidence: 76%
Ebba Maria Veronica Vitzthum LindholmHallitus: varsinainen jäsenSources: 1 · Confidence: 76%
Petri Ilmari Juhani KettunenPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Ingeborg Annica Margareta ÅnäsHallitus: varsinainen jäsenSources: 1 · Confidence: 76%
Mikko Tapio MursulaHallitus: varsinainen jäsenSources: 1 · Confidence: 76%
Anne Maritta KoutonenHallitus: varsinainen jäsenSources: 1 · Confidence: 76%
Kari KauniskangasBoard MemberSources: 1 · Confidence: 76%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodLumo Kodit Oyj
Grade unchangedA2 · new analysis 2026-10-18
Model score81/100
Assessment confidenceMedium
Evidence qualityRegistry and statistical evidenceRegistry and statistics based
Supporting factors
  • Active registered status
  • Long registry continuity
  • Lower industry distress context
Risk factors to note
  • Sufficient structured financial metrics are not available
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessments
A2
2026-10-1881/100 · v0.15
A2 → A2
A2
2026-10-1181/100 · v0.14
Oldest retained automatic assessment in this comparison
Automatic model gradeA2
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Registry and statistics based

The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityVakiintunut
97/100

The company has about 57 years of registry continuity.

Registry and status signalsVakaa
84/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Financial results publishedFinancialEvidence verified
5 Nov 2026 · Nasdaq HelsinkiLumo Kodit Oyj:n osavuosikatsaus 1.1.-30.9.2026Open original source
Financial results publishedFinancialEvidence verified
5 Nov 2026 · OAM.fiLumo Kodit Oyj:n osavuosikatsaus 1.1.-30.9.2026Open original source
Muutos Lumo Kodit Oyj:n johtoryhmässä – Markus Kouhi on nimitetty johtoryhmän jäseneksiNews
5 Nov 2026 · Cision FinlandLumo Kodit Oyj Pörssitiedote 5.11.2026 klo 8.15 Muutos Lumo Kodit Oyj:n johtoryhmässä – Markus Kouhi on nimitetty johtoryhmän jäseneksi Markus Kouhi (OTM), lakiasiainjohtaja, on nimitetty Lumo Kodit Oyj:n johtoryhmän jäseneksi 5.11.2026 alkaen. Markus Kouhi on työskennellyt Lumo Kodeilla vuodesta 2021 ja vastaa tällä hetkellä yhtiön lakiasioista. Hän toimii myös yhtiön hallituksen ja johtoryhmän sihteerinä. Hän jatkaa nykyisessä tehtävässään lakiasiainjohtajana, hänen vastuualueensa säilyvät ennallaan ja hän raportoi edelleen toimitusjohtaja Reima Rytsölälle. ”Markus tuoOpen original source
Lumo Kodit pidentää 125 miljoonan euron syndikoidun lainan maturiteettiaNews
23 Oct 2026 · Cision FinlandLumo Kodit Oyj Mediatiedote 23.10.2026 klo 15.00 Lumo Kodit pidentää 125 miljoonan euron syndikoidun lainan maturiteettia Lumo Kodit Oyj on allekirjoittanut muutossopimuksen 125 miljoonan euron suuruisesta vakuudellisesta syndikoidusta lainasta. Järjestelyn myötä lainan maturiteetti pitenee lokakuusta 2027 alkuvuoteen 2030, ja lisäksi siihen sisältyy kaksi yhden vuoden jatko-optiota. Lainajärjestely tukee yhtiön rahoitusrakenteen hallintaa ja pidentää lainasalkun maturiteettiprofiilia. Rahoitussopimuksen järjestäjinä toimivat Nordea Bank Abp, Danske Bank A/S, OP Yrityspankki Oyj,Open original source
Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.
Risk grade updatedRisk gradeEvidence verified
11 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.

Registry timeline

Trade register notifications shown on a timeline.

64 register eventsLatest event: 2026-09-01

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-13.

This company profile has not been claimed yet

Lumo Kodit Oyj shows public core facts. A company representative can claim the profile, update public information, and access owner tools.