Risk grade updatedRisk gradeEvidence verified
12 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Lumoin Oy
Lumoin Oy's registered office is Tampere. It is a limited company. The company was established on 2017-08-28. It operates in the industry of computer programming activities. In its latest retained statement for 2025-12-31, revenue was €109,000 and operating profit was €19,000.
Business ID 2849647-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2849647-4
- Sector
- Computer programming activities
- Municipality
- Tampere
- Company form
- Limited company
- Registration date
- 2017-08-28
- Business ID registration date
- 2017-08-15
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Pättiniemenkatu 11 C 8, 33270, Tampere
Phone: +358407370396Source observation
Website: https://www.lumoin.comSource observation
People and decision-makers
Eeva Veikko JuhaniToimitusjohtaja
About Lumoin Oy
Financial position and key figures for the company.
Lumoin Oy's location municipality is Tampere. It is a limited company. The company was established on 2017-08-28. It operates in the industry of computer programming activities. In its latest retained statement for 2025-12-31, revenue was €109,000 and operating profit was €19,000. The latest retained financial statement for 2025-12-31 shows revenue of €109,000 and profit for the financial year of €19,000. Based on the latest retained statement, revenue growth was +34.6%, operating margin was +17.4%, and equity ratio was +75.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth34.6%
Operating margin17.4%
Equity ratio75.9%
Revenue€109,000+€28,000 (+34.6%) vs previous periodPrevious: €81,000
Operating profit (loss)€19,000+€39,000 (+195.0%) vs previous periodPrevious: -€20,000
Profit (loss) for the financial year€19,000+€39,000 (+195.0%) vs previous periodPrevious: -€20,000
Assets€54,000+€30,000 (+125.0%) vs previous periodPrevious: €24,000
Balance-sheet contextLatest financial period
Employees1Previous: No comparison value
Revenue trend5 periods
€16,000
2021-12-31
€40,000
2022-12-31
€132,000
2023-12-31
€81,000
2024-12-31
€109,000
2025-12-31
Operating profit (loss) trend5 periods
-€3,000
2021-12-31
€15,000
2022-12-31
€23,000
2023-12-31
-€20,000
2024-12-31
€19,000
2025-12-31
Profit (loss) for the financial year trend5 periods
-€3,000
2021-12-31
€15,000
2022-12-31
€19,000
2023-12-31
-€20,000
2024-12-31
€19,000
2025-12-31
Assets trend5 periods
€8,000
2021-12-31
€39,000
2022-12-31
€49,000
2023-12-31
€24,000
2024-12-31
€54,000
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
95/100 · Declining
Current ratioGood
100/100 · Declining
Operating profit marginGood
94/100 · Improving
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 100.0 % | 60.0 % | 84.0 % | 88.0 % | 75.9 % |
| Current ratio | 0.00x | 2.38x | 6.13x | 8.00x | 4.15x |
| Operating profit margin | -18.8 % | 37.5 % | 17.4 % | -24.7 % | 17.4 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2849647-4
VAT IDFI28496474
EU IDFIFPRO.2849647-4
MunicipalityTampere
Current registered entries
2017-08-15VAT-liable for business activity in Tax Administration (VAT Register)
2017-08-15Registered in Tax Administration (Prepayment Register)
2017-08-28Registered in Tax Administration (Tax Administration)
2017-08-28Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Eeva Veikko JuhaniToimitusjohtajaSources: 2 · Confidence: 78%
Eeva Veikko JuhaniPuheenjohtajaSources: 1 · Confidence: 78%
Mettänen Marja RiittaVarsinainen jäsenSources: 2 · Confidence: 78%
Eeva Paula MarjattaVarsinainen jäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodLumoin Oy
Grade unchangedA2 · new analysis 2026-10-17
84/100
High
Strong financial evidenceFinancial data included
Financial development has been volatile across multiple domains.
4 comparable periodsRevenueVolatile
ProfitabilityVolatile
LiquidityVolatile
Same industry, size and age groupDescriptive comparison – does not change the model score.
66 peersSolvency55%
Better than 55% of peers
Profitability65%
Better than 65% of peers
Liquidity82%
Better than 82% of peers
Revenue growth91%
Better than 91% of peers
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
- Material volatility across multiple financial domains
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA2
2026-10-1784/100 · v0.15
A2 → A2 · +4 points- Assessment confidence: Medium → High.
- New supporting factor: Healthy short-term liquidity.
A2
2026-10-1280/100 · v0.14
Oldest retained automatic assessment in this comparisonA2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
49/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 9 years of registry continuity.
Registry and status signalsSeurattava
63/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
10 register eventsLatest event: 2025-05-16
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Lumoin Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.