Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
Lumopinnat Oy
Lumopinnat Oy's registered office is Kuusankoski. It is a limited company. The company was established on 2025-04-28. It operates in the industry of painting. In its latest retained statement for 2025-12-31, revenue was €75,086 and operating profit was €2,632.
Business ID 3529414-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3529414-1
- Sector
- Painting
- Municipality
- Kuusankoski
- Company form
- Limited company
- Registration date
- 2025-04-28
- Business ID registration date
- 2025-04-23
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Takaharjuntie 8, 45720, Kuusankoski
About Lumopinnat Oy
Financial position and key figures for the company.
Lumopinnat Oy's location municipality is Kuusankoski. It is a limited company. The company was established on 2025-04-28. It operates in the industry of painting. In its latest retained statement for 2025-12-31, revenue was €75,086 and operating profit was €2,632. The latest retained financial statement for 2025-12-31 shows revenue of €75,086 and profit for the financial year of €1,462. Based on the latest retained statement, revenue growth was not currently available, operating margin was +3.5%, and equity ratio was +6.8%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Operating margin3.5%
Equity ratio6.8%
Balance-sheet contextLatest financial period
Inventory€2,063Previous: No comparison value
Cash and bank€1,973Previous: No comparison value
Equity€1,462Previous: No comparison value
Liabilities€20,142Previous: No comparison value
Current assets€7,505Previous: No comparison value
Current liabilities€3,659Previous: No comparison value
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
8/100 · Trend unavailable
Current ratioSatisfactory
37/100 · Trend unavailable
Operating profit marginSatisfactory
59/100 · Trend unavailable
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3529414-1
VAT IDFI35294141
EU IDFIFPRO.3529414-1
MunicipalityKuusankoski
Current registered entries
2025-04-28Registered in Tax Administration (Tax Administration)
2025-04-28Registered in Patent and Registration Office (Trade Register)
2025-05-01VAT-liable for business activity in Tax Administration (VAT Register)
2025-05-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorLumopinnat Oy
Grade unchangedB3 · new analysis 2026-10-17
46/100
Medium
Usable financial evidenceFinancial data included
Same industry and sizeDescriptive comparison – does not change the model score.
108 peersSolvency19%
Below 81% of peers
Profitability57%
Better than 57% of peers
Liquidity67%
Better than 67% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings105 days after period end
105 days after period end
1 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- High balance-sheet leverage
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB3
2026-10-1746/100 · v0.15
B3 → B3B3
2026-09-18 05:0846/100 · v0.14
C → B3 · +7 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
C
2026-09-1439/100 · v0.14
C → CC
2026-09-1439/100 · v0.13
Oldest retained automatic assessment in this comparisonB3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
45/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityNuori
10/100
The company has about 1 years of registry continuity.
Registry and status signalsRajallinen
35/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
18 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C → B3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Registry timeline
Trade register notifications shown on a timeline.
3 register eventsLatest event: 2026-04-15
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Lumopinnat Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.