Risk grade updatedRisk gradeEvidence verified
15 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
Luoma Creative OSK
Luoma Creative OSK's registered office is Joensuu. It is a cooperative. The company was established on 2022-04-20. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-12-31, revenue was €5,324 and operating profit was -€1,795.
Business ID 3272088-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3272088-9
- Sector
- Business and other management consultancy activities
- Municipality
- Joensuu
- Company form
- Cooperative
- Registration date
- 2022-04-20
- Business ID registration date
- 2022-03-01
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Tikkarinne 9, 80200, Joensuu
Phone: +358401549055Source observation
Website: https://luomashop.fiSource observation
People and decision-makers
Toivonen Roni TuomasPuheenjohtaja
Varis Jonna KristiinaVarsinainen jäsen
Tirkkonen Anni KristiinaVarsinainen jäsen
About Luoma Creative OSK
Financial position and key figures for the company.
Luoma Creative OSK's location municipality is Joensuu. It is a cooperative. The company was established on 2022-04-20. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-12-31, revenue was €5,324 and operating profit was -€1,795. The latest retained financial statement for 2025-12-31 shows revenue of €5,324 and profit for the financial year of -€1,795. Based on the latest retained statement, revenue growth was -0.5%, operating margin was -40.0%, and equity ratio was +80.0%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Osuuskunnan toimialana on 70220, Muu liikkeenjohdon konsultointi ja kaikki muu laillinen liiketoiminta.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth-0.5%
Operating margin-40.0%
Equity ratio80.0%
Revenue€5,324-€24 (-0.4%) vs previous periodPrevious: €5,348
Operating profit (loss)-€1,795-€5,402 (-149.8%) vs previous periodPrevious: €3,607
Profit (loss) for the financial year-€1,795-€4,680 (-162.2%) vs previous periodPrevious: €2,885
Assets€5,375-€1,917 (-26.3%) vs previous periodPrevious: €7,293
Balance-sheet contextLatest financial period
Profit before taxes-€1,795Previous: €3,607
Employees0Previous: 0
Revenue trend4 periods
€10,887
2022-12-31
€8,150
2023-12-31
€5,348
2024-12-31
€5,324
2025-12-31
Operating profit (loss) trend4 periods
€10,574
2022-12-31
-€7,310
2023-12-31
€3,607
2024-12-31
-€1,795
2025-12-31
Profit (loss) for the financial year trend4 periods
€8,456
2022-12-31
-€7,313
2023-12-31
€2,885
2024-12-31
-€1,795
2025-12-31
Assets trend4 periods
€14,012
2022-12-31
€3,650
2023-12-31
€7,293
2024-12-31
€5,375
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginWeak
0/100 · Declining
Ratio history
| Ratio | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Equity ratio | 64.3 % | 50.0 % | 75.0 % | 80.0 % |
| Current ratio | 2.80x | 1.50x | 3.50x | 5.00x |
| Operating profit margin | 100.0 % | -87.5 % | 80.0 % | -40.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3272088-9
MunicipalityJoensuu
Current registered entries
2022-04-01Registered in Tax Administration (Prepayment Register)
2022-04-20Registered in Tax Administration (Tax Administration)
2022-04-20Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Toivonen Roni TuomasPuheenjohtajaSources: 3 · Confidence: 78%
Varis Jonna KristiinaVarsinainen jäsenSources: 4 · Confidence: 78%
Tirkkonen Anni KristiinaVarsinainen jäsenSources: 4 · Confidence: 78%
Martikainen Ellinoora MirjamiVarsinainen jäsenSources: 4 · Confidence: 78%
Laasonen Oona EmiliaVarsinainen jäsenSources: 3 · Confidence: 78%
Vartiainen Jukka EemilVarsinainen jäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryLuoma Creative OSK
56/100
Medium
Registry and statistical evidenceRegistry and statistics based
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- Lower industry distress context
Risk factors to note
- Sufficient structured financial metrics are not available
B2
2026-10-15
open-risk-grade-v0.14
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
72/100
Industry context is low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 4 years of registry continuity.
Registry and status signalsRajallinen
47/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
8 register eventsLatest event: 2025-05-21
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Luoma Creative OSK shows public core facts. A company representative can claim the profile, update public information, and access owner tools.