Risk grade updatedRisk gradeEvidence verified
24 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → D.Business profile
Luomoa Oy
Luomoa Oy's registered office is Savonlinna. It is a limited company. The company was established on 2019-01-30. It operates in the industry of floor and wall covering. In its latest retained statement for 2021-05-31, revenue was €1,042,913 and operating profit was -€652,134.
Business ID 2963799-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2963799-6
- Sector
- Floor and wall covering
- Municipality
- Savonlinna
- Company form
- Limited company
- Registration date
- 2019-01-30
- Business ID registration date
- 2019-01-08
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Schaumanintie 24, 57220, Savonlinna
Website: https://www.luomoa.fiSource observation
About Luomoa Oy
Financial position and key figures for the company.
Luomoa Oy's location municipality is Savonlinna. It is a limited company. The company was established on 2019-01-30. It operates in the industry of floor and wall covering. In its latest retained statement for 2021-05-31, revenue was €1,042,913 and operating profit was -€652,134. The latest retained financial statement for 2021-05-31 shows revenue of €1,042,913 and profit for the financial year of -€742,866. Based on the latest retained statement, revenue growth was +644.4%, operating margin was -62.5%, and equity ratio was -41.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2021-05-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth644.4%
Operating margin-62.5%
Equity ratio-41.7%
Balance-sheet contextLatest financial period
Other operating income€10,520Previous: €35,000
Inventory€89,162Previous: €23,291
Cash and bank€8,153Previous: €58,503
Retained earnings-€261,797Previous: €0
Equity-€288,967Previous: -€259,297
Liabilities€982,217Previous: €550,499
Current assets€490,168Previous: €156,239
Current liabilities€656,129Previous: €479,707
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Improving
Current ratioWeak
5/100 · Declining
Operating profit marginWeak
0/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2963799-6
VAT IDFI29637996
EU IDFIFPRO.2963799-6
MunicipalitySavonlinna
Current registered entries
2019-01-01Registered in Tax Administration (Employer Register)
2019-01-01VAT-liable for business activity in Tax Administration (VAT Register)
2019-01-08Registered in Tax Administration (Prepayment Register)
2019-01-30Registered in Patent and Registration Office (Trade Register)
2019-01-31Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskLuomoa Oy
Grade downgradedB2 → D · new analysis 2026-09-24
22/100
Low
Usable financial evidenceFinancial data included
Same industryDescriptive comparison – does not change the model score.
98 peersSolvency8%
Below 92% of peers
Profitability3%
Below 97% of peers
Liquidity34%
Below 66% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings387 days after period end
387 days after period end
1 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Parsed financial metrics are older than the newest reported filing
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsD
2026-09-24 01:1222/100 · v0.14
B2 → D · -36 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2021-05-31).
- Assessment confidence: Medium → Low.
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1558/100 · v0.14
B2 → B2 · +2 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1456/100 · v0.12
Oldest retained automatic assessment in this comparisonD
2026-09-24
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
45/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 7 years of registry continuity.
Registry and status signalsSeurattava
70/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
30 register eventsLatest event: 2025-10-16
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2021-05-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Luomoa Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.