Business profile

Luoto Homes Oy

Luoto Homes Oy's registered office is Myllykoski. It is a limited company. The company was established on 2024-11-05. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €0 and operating profit was -€3,976.

Claim profileContact details
Business ID 3486082-6ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3486082-6
Sector
Rental of own or leased dwellings and residential real estate
Municipality
Myllykoski
Company form
Limited company
Registration date
2024-11-05
Business ID registration date
2024-10-29
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Keskikoskentie 5 lh. 2, 46800, Myllykoski

About Luoto Homes Oy

Financial position and key figures for the company.

Luoto Homes Oy's location municipality is Myllykoski. It is a limited company. The company was established on 2024-11-05. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €0 and operating profit was -€3,976. The latest retained financial statement for 2025-12-31 shows revenue of €0 and profit for the financial year of -€3,985. Based on the latest retained statement, revenue growth was -100.0%, operating margin was not currently available, and equity ratio was -71.2%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods2
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-100.0%
Equity ratio-71.2%
Revenue€0-€8,994 (-100.0%) vs previous periodPrevious: €8,994
Operating profit (loss)-€3,976-€1,695 (-74.3%) vs previous periodPrevious: -€2,281
Profit (loss) for the financial year-€3,985-€1,704 (-74.7%) vs previous periodPrevious: -€2,281
Assets€8,798-€39,408 (-81.7%) vs previous periodPrevious: €48,206
Balance-sheet contextLatest financial period
Cash and bank€7,715Previous: €45,373
Retained earnings-€2,281Previous: €0
Equity-€6,266Previous: -€2,281
Liabilities€15,064Previous: €50,487
Current assets€8,715Previous: €46,404
Current liabilities€15,064Previous: €50,487
Revenue trend2 periods
€8,994
2024-12-31
€0
2025-12-31
Operating profit (loss) trend2 periods
-€2,281
2024-12-31
-€3,976
2025-12-31
Profit (loss) for the financial year trend2 periods
-€2,281
2024-12-31
-€3,985
2025-12-31
Assets trend2 periods
€48,206
2024-12-31
€8,798
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioWeak
0/100 · Declining
-71.2 %2024-12-31: -4.7 %
Current ratioPassable
17/100 · Declining
0.51x2024-12-31: 0.90x
Operating profit marginNot assessable
0/100 · Trend unavailable
Not available2024-12-31: -25.4 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio-4.7 %-71.2 %
Current ratio0.90x0.51x
Operating profit margin-25.4 %-

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3486082-6
EU IDFIFPRO.3486082-6
MunicipalityMyllykoski
Current registered entries
2024-11-05Registered in Patent and Registration Office (Trade Register)
2024-11-18Registered in Tax Administration (Tax Administration)
2024-12-12Registered in Tax Administration (Prepayment Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
D
High riskLuoto Homes Oy
Grade unchangedD · new analysis 2026-10-17
Model score14/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
2 comparable periods
RevenueDeteriorating
ProfitabilityNot enough history
SolvencyDeteriorating
LiquidityDeteriorating
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
45 peers
Solvency7%
Below 93% of peers
Liquidity62%
Better than 62% of peers
Revenue growth0%
Below 100% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings
Latest registration lag115 days after period end
Typical registration lag104 days after period end
Annual continuity2 consecutive periods
Supporting factors
  • Active registered status
  • A newer financial statement filing has been reported
  • Lower industry distress context
Risk factors to note
  • Negative equity
  • Weak current ratio
  • Negative profitability or net result
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
D
2026-10-1714/100 · v0.15
D → D
D
2026-10-03 02:3814/100 · v0.14
B2 → D · -37 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1551/100 · v0.14
B2 → B2 · -3 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1454/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeD
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

A serious financial risk signal affects this grade. Review the profile financial indicators as well.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityNuori
10/100

The company has about 1 years of registry continuity.

Registry and status signalsRajallinen
41/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.
Risk grade updatedRisk gradeEvidence verified
3 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → D.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

10 register eventsLatest event: 2026-04-25

Financial statements availability

Available financial statement periods and PRH source filings.

2 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-02.

This company profile has not been claimed yet

Luoto Homes Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.