Business profile

Luottotimpurit Oy

Luottotimpurit Oy's registered office is Seinäjoki. It is a limited company. The company was established on 2021-10-14. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2022-12-31, revenue was €208,253 and operating profit was €33,152.

Business ID 3240970-8ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3240970-8
Sector
Construction of residential and non-residential buildings
Municipality
Seinäjoki
Company form
Limited company
Registration date
2021-10-14
Business ID registration date
2021-10-09
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Parrukuja 4, 60100, Seinäjoki

About Luottotimpurit Oy

Financial position and key figures for the company.

Luottotimpurit Oy's location municipality is Seinäjoki. It is a limited company. The company was established on 2021-10-14. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2022-12-31, revenue was €208,253 and operating profit was €33,152. The latest retained financial statement for 2022-12-31 shows revenue of €208,253 and profit for the financial year of €25,493. Based on the latest retained statement, revenue growth was not currently available, operating margin was +15.9%, and equity ratio was +31.4%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2022-12-31

Imported periods1
PRH parsed1
Profile sourcePRH/XBRL financial statement
Derived indicators
Operating margin15.9%
Equity ratio31.4%
Revenue€208,253Previous comparison not availablePrevious: No comparison value
Operating profit (loss)€33,152Previous comparison not availablePrevious: No comparison value
Profit (loss) for the financial year€25,493Previous comparison not availablePrevious: No comparison value
Assets€81,209Previous comparison not availablePrevious: No comparison value
Balance-sheet contextLatest financial period
Cash and bank€12,312Previous: No comparison value
Equity€25,493Previous: No comparison value
Liabilities€55,716Previous: No comparison value
Current assets€36,100Previous: No comparison value
Current liabilities€7,445Previous: No comparison value

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioSatisfactory
39/100 · Trend unavailable
31.4 %Comparison period is not available from the source
Current ratioSatisfactory
55/100 · Trend unavailable
1.65xComparison period is not available from the source
Operating profit marginGood
90/100 · Trend unavailable
15.9 %Comparison period is not available from the source

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3240970-8
VAT IDFI32409708
EU IDFIFPRO.3240970-8
MunicipalitySeinäjoki
Current registered entries
2021-10-09VAT-liable for business activity in Tax Administration (VAT Register)
2021-10-09Registered in Tax Administration (Prepayment Register)
2021-10-14Registered in Tax Administration (Tax Administration)
2021-10-14Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B1
StableLuottotimpurit Oy
Grade upgradedB3 → B1 · new analysis 2026-10-03
Model score65/100
Assessment confidenceLow
Evidence qualityUsable financial evidenceFinancial data included
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
469 peers
Solvency38%
Below 62% of peers
Profitability72%
Better than 72% of peers
Liquidity73%
Better than 73% of peers
Financial statement reporting patternLimited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings
Latest registration lag67 days after period end
Typical registration lag67 days after period end
Annual continuity1 consecutive periods
Supporting factors
  • Strong operating profitability
  • Healthy short-term liquidity
  • Active registered status
Risk factors to note
  • Parsed financial metrics are older than the newest reported filing
  • Elevated industry distress context
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
B1
2026-10-03 00:5865/100 · v0.14
B3 → B1 · +25 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2022-12-31).
  • Assessment confidence: Medium → Low.
  • Evidence quality: Registry and statistical evidence → Usable financial evidence.
B3
2026-09-1540/100 · v0.14
B3 → B3 · -9 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B3
2026-09-1449/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB1
Automatic model snapshot2026-10-03
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskhigh
25/100

Industry context is high based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 5 years of registry continuity.

Registry and status signalsRajallinen
47/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
3 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → B1.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.

Registry timeline

Trade register notifications shown on a timeline.

7 register eventsLatest event: 2025-05-09

Financial statements availability

Available financial statement periods and PRH source filings.

1 financial statement periodsLatest financial period: 2022-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-06.

This company profile has not been claimed yet

Luottotimpurit Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.