Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Business profile
Luovat Baltot Oy
Luovat Baltot Oy's registered office is Perttula. It is a limited company. The company was established on 2024-08-12. It operates in the industry of other miscellaneous educational n.e.c.. In its latest retained statement for 2025-12-31, revenue was €336 and operating profit was -€647.
Business ID 3467395-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3467395-9
- Sector
- Other miscellaneous educational n.e.c.
- Municipality
- Perttula
- Company form
- Limited company
- Registration date
- 2024-08-12
- Business ID registration date
- 2024-08-08
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Perttulantie 543, 01860, Perttula
People and decision-makers
Uotila MariettePuheenjohtaja
Huppunen Susanna AulikkiVarsinainen jäsen
Stajevic-Teodosin Sari AnneliVarsinainen jäsen
About Luovat Baltot Oy
Financial position and key figures for the company.
Luovat Baltot Oy's location municipality is Perttula. It is a limited company. The company was established on 2024-08-12. It operates in the industry of other miscellaneous educational n.e.c.. In its latest retained statement for 2025-12-31, revenue was €336 and operating profit was -€647. The latest retained financial statement for 2025-12-31 shows revenue of €336 and profit for the financial year of -€647. Based on the latest retained statement, revenue growth was not currently available, operating margin was -192.6%, and equity ratio was -123.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Operating margin-192.6%
Equity ratio-123.0%
Revenue€336Previous comparison not availablePrevious: No comparison value
Operating profit (loss)-€647Previous comparison not availablePrevious: No comparison value
Profit (loss) for the financial year-€647Previous comparison not availablePrevious: No comparison value
Assets€526Previous comparison not availablePrevious: No comparison value
Balance-sheet contextLatest financial period
Employees0Previous: No comparison value
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioWeak
0/100 · Trend unavailable
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginWeak
0/100 · Trend unavailable
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3467395-9
EU IDFIFPRO.3467395-9
MunicipalityPerttula
Current registered entries
2024-08-12Registered in Tax Administration (Tax Administration)
2024-08-12Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Uotila MariettePuheenjohtajaSources: 3 · Confidence: 78%
Huppunen Susanna AulikkiVarsinainen jäsenSources: 3 · Confidence: 78%
Stajevic-Teodosin Sari AnneliVarsinainen jäsenSources: 3 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskLuovat Baltot Oy
Grade unchangedD · new analysis 2026-10-18
24/100
Medium
Usable financial evidenceFinancial data included
Same industry and sizeDescriptive comparison – does not change the model score.
167 peersSolvency10%
Below 90% of peers
Profitability6%
Below 94% of peers
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
- Lower industry distress context
Risk factors to note
- Negative equity
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsD
2026-10-1824/100 · v0.15
D → D- Risk factor cleared: High balance-sheet leverage.
D
2026-09-1724/100 · v0.14
Oldest retained automatic assessment in this comparisonD
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityNuori
15/100
The company has about 2 years of registry continuity.
Registry and status signalsRajallinen
29/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Registry timeline
Trade register notifications shown on a timeline.
3 register eventsLatest event: 2026-02-11
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Luovat Baltot Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.