Risk grade updatedRisk gradeEvidence verified
25 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B1.Business profile
Luowa Oy
Luowa Oy's registered office is Maaninka. It is a limited company. The company was established on 2018-01-19. It operates in the industry of computer programming activities. In its latest retained statement for 2022-12-31, revenue was €26,685 and operating profit was -€1,360.
Business ID 2879513-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2879513-2
- Sector
- Computer programming activities
- Municipality
- Maaninka
- Company form
- Limited company
- Registration date
- 2018-01-19
- Business ID registration date
- 2018-01-03
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Laanitie 5, 71750, Maaninka
Website: https://luowa.fiSource observation
About Luowa Oy
Financial position and key figures for the company.
Luowa Oy's location municipality is Maaninka. It is a limited company. The company was established on 2018-01-19. It operates in the industry of computer programming activities. In its latest retained statement for 2022-12-31, revenue was €26,685 and operating profit was -€1,360. The latest retained financial statement for 2022-12-31 shows revenue of €26,685 and profit for the financial year of -€2,782. Based on the latest retained statement, revenue growth was -70.1%, operating margin was -5.1%, and equity ratio was +70.1%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2022-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-70.1%
Operating margin-5.1%
Equity ratio70.1%
Balance-sheet contextLatest financial period
Other operating income€10,032Previous: €97
Inventory€0Previous: €525
Cash and bank€6,871Previous: €7,037
Retained earnings€9,764Previous: €8,897
Equity€9,482Previous: €12,264
Liabilities€4,046Previous: €22,551
Current assets€12,394Previous: €33,303
Current liabilities€4,046Previous: €17,551
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
88/100 · Improving
Current ratioSatisfactory
57/100 · Improving
Operating profit marginWeak
41/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2879513-2
EU IDFIFPRO.2879513-2
MunicipalityMaaninka
Current registered entries
2018-01-19Registered in Tax Administration (Tax Administration)
2018-01-19Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableLuowa Oy
Grade upgradedB2 → B1 · new analysis 2026-09-25
66/100
Low
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
304 peersSolvency58%
Better than 58% of peers
Profitability35%
Below 65% of peers
Liquidity78%
Better than 78% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings115 days after period end
115 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Active registered status
Risk factors to note
- Parsed financial metrics are older than the newest reported filing
- Negative profitability or net result
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB1
2026-09-25 20:2766/100 · v0.14
B2 → B1 · +10 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2022-12-31).
- Assessment confidence: Medium → Low.
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1556/100 · v0.14
B2 → B2 · +1 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1455/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-09-25
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
49/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 8 years of registry continuity.
Registry and status signalsSeurattava
56/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
16 register eventsLatest event: 2025-01-13
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2022-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Luowa Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.