Business profile

Luppo Kiinteistöt Oy

Luppo Kiinteistöt Oy's registered office is Oulu. It is a limited company. The company was established on 2022-11-17. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €444,193 and operating profit was €101,765.

Claim profileContact details
Business ID 3324601-5ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3324601-5
Sector
Rental of own or leased dwellings and residential real estate
Municipality
Oulu
Company form
Limited company
Registration date
2022-11-17
Business ID registration date
2022-11-11
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Liuskekuja 3 lt. 2, 90620, Oulu

Website: https://www.luppoapartments.fiSource observation

About Luppo Kiinteistöt Oy

Financial position and key figures for the company.

Luppo Kiinteistöt Oy's location municipality is Oulu. It is a limited company. The company was established on 2022-11-17. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €444,193 and operating profit was €101,765. The latest retained financial statement for 2025-12-31 shows revenue of €444,193 and profit for the financial year of €81,495. Based on the latest retained statement, revenue growth was +65.9%, operating margin was +22.9%, and equity ratio was +24.5%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods2
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth65.9%
Operating margin22.9%
Equity ratio24.5%
Balance-sheet contextLatest financial period
Other operating income€15,600Previous: €6,739
Cash and bank€68,205Previous: €2,877
Retained earnings€23,242Previous: €20,218
Equity€104,738Previous: €23,242
Liabilities€322,190Previous: €248,460
Current assets€99,233Previous: €59,140
Current liabilities€107,934Previous: €101,989
Revenue trend2 periods
€267,748
2024-12-31
€444,193
2025-12-31
Operating profit (loss) trend2 periods
€11,650
2024-12-31
€101,765
2025-12-31
Profit (loss) for the financial year trend2 periods
€3,024
2024-12-31
€81,495
2025-12-31
Assets trend2 periods
€271,702
2024-12-31
€426,928
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioPassable
31/100 · Improving
24.5 %2024-12-31: 8.6 %
Current ratioPassable
21/100 · Improving
0.63x2024-12-31: 0.03x
Operating profit marginGood
100/100 · Improving
22.1 %2024-12-31: 4.2 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio8.6 %24.5 %
Current ratio0.03x0.63x
Operating profit margin4.2 %22.1 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3324601-5
VAT IDFI33246015
EU IDFIFPRO.3324601-5
MunicipalityOulu
Current registered entries
2022-11-11Registered in Tax Administration (Prepayment Register)
2022-11-17Registered in Patent and Registration Office (Trade Register)
2022-11-18Registered in Tax Administration (Tax Administration)
2022-12-01VAT-liable for business activity in Tax Administration (VAT Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B1
StableLuppo Kiinteistöt Oy
Grade unchangedB1 · new analysis 2026-10-17
Model score65/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
2 comparable periods
RevenueImproving
ProfitabilityImproving
SolvencyImproving
LiquidityImproving
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
61 peers
Solvency36%
Below 64% of peers
Profitability61%
Better than 61% of peers
Liquidity64%
Better than 64% of peers
Revenue growth84%
Better than 84% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings
Latest registration lag143 days after period end
Typical registration lag112 days after period end
Annual continuity2 consecutive periods
Supporting factors
  • Strong operating profitability
  • Active registered status
  • Lower industry distress context
Risk factors to note
  • Weak current ratio
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B1
2026-10-1765/100 · v0.15
B1 → B1
B1
2026-10-01 02:0265/100 · v0.14
B2 → B1 · +9 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1556/100 · v0.14
B2 → B2
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1456/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB1
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityNuori
35/100

The company has about 3 years of registry continuity.

Registry and status signalsRajallinen
41/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
1 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B1.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

4 register eventsLatest event: 2025-03-21

Financial statements availability

Available financial statement periods and PRH source filings.

2 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Luppo Kiinteistöt Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.