Business profile

Luvona Oy

Luvona Oy's registered office is Fredrikshamn. It is a limited company. The company was established on 2020-10-21. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €110,434 and operating profit was €35,092.

Claim profileContact details
Business ID 3165733-9ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3165733-9
Sector
Rental of own or leased dwellings and residential real estate
Municipality
Fredrikshamn
Company form
Limited company
Registration date
2020-10-21
Business ID registration date
2020-10-20
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Isoympyräkatu 19, 49400, Fredrikshamn

Postal address: Makasiinintie 36, 49510, Husula

About Luvona Oy

Financial position and key figures for the company.

Luvona Oy's location municipality is Fredrikshamn. It is a limited company. The company was established on 2020-10-21. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €110,434 and operating profit was €35,092. The latest retained financial statement for 2025-12-31 shows revenue of €110,434 and profit for the financial year of €17,340. Based on the latest retained statement, revenue growth was +0.8%, operating margin was +31.8%, and equity ratio was +18.5%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods3
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth0.8%
Operating margin31.8%
Equity ratio18.5%
Revenue€110,434+€827 (+0.8%) vs previous periodPrevious: €109,607
Operating profit (loss)€35,092-€19,074 (-35.2%) vs previous periodPrevious: €54,166
Profit (loss) for the financial year€17,340-€13,913 (-44.5%) vs previous periodPrevious: €31,253
Assets€561,214-€21,689 (-3.7%) vs previous periodPrevious: €582,903
Balance-sheet contextLatest financial period
Cash and bank€15,551Previous: €28,820
Retained earnings€86,364Previous: €62,610
Equity€103,704Previous: €93,864
Liabilities€457,510Previous: €489,039
Current assets€25,551Previous: €28,820
Current liabilities€135,740Previous: €129,709
Revenue trend2 periods
€109,607
2024-12-31
€110,434
2025-12-31
Operating profit (loss) trend2 periods
€54,166
2024-12-31
€35,092
2025-12-31
Profit (loss) for the financial year trend2 periods
€31,253
2024-12-31
€17,340
2025-12-31
Assets trend2 periods
€582,903
2024-12-31
€561,214
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioPassable
23/100 · Improving
18.5 %2024-12-31: 16.1 %
Current ratioWeak
4/100 · Declining
0.11x2024-12-31: 0.22x
Operating profit marginGood
100/100 · Declining
31.8 %2024-12-31: 49.4 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio16.1 %18.5 %
Current ratio0.22x0.11x
Operating profit margin49.4 %31.8 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3165733-9
EU IDFIFPRO.3165733-9
MunicipalityFredrikshamn
Current registered entries
2020-10-20Registered in Tax Administration (Prepayment Register)
2020-10-21Registered in Patent and Registration Office (Trade Register)
2020-10-22Registered in Tax Administration (Tax Administration)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B1
StableLuvona Oy
Grade unchangedB1 · new analysis 2026-10-17
Model score66/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueStable
ProfitabilityDeteriorating
SolvencyStable
LiquidityStable
Peer comparisonSame industryDescriptive comparison – does not change the model score.
93 peers
Solvency24%
Below 76% of peers
Profitability72%
Better than 72% of peers
Liquidity44%
Below 56% of peers
Revenue growth75%
Better than 75% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag91 days after period end
Typical registration lag92 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Strong operating profitability
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note
  • Weak current ratio
  • High balance-sheet leverage
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B1
2026-10-1766/100 · v0.15
B1 → B1
B1
2026-09-16 12:0366/100 · v0.14
B1 → B1 · +2 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1464/100 · v0.14
B1 → B1
B1
2026-09-1464/100 · v0.13
Oldest retained automatic assessment in this comparison
Automatic model gradeB1
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 5 years of registry continuity.

Registry and status signalsSeurattava
60/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

9 register eventsLatest event: 2026-04-01

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Luvona Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.