Business profile

LVI-Insinööritoimisto Seppo Huovinen Oy

LVI-Insinööritoimisto Seppo Huovinen Oy's registered office is Kajaani. It is a limited company. The company was established on 1982-12-02. It operates in the industry of engineering design and technical consultancy incidental to heating, plumbing and air-conditioning.

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Business ID 0498628-4ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
0498628-4
Sector
Engineering design and technical consultancy incidental to heating, plumbing and air-conditioning
Municipality
Kajaani
Company form
Limited company
Registration date
1982-12-02
Business ID registration date
1983-02-01
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Pohjolankatu 30, 87100, Kajaani

About LVI-Insinööritoimisto Seppo Huovinen Oy

Financial position and key figures for the company.

LVI-Insinööritoimisto Seppo Huovinen Oy's location municipality is Kajaani. It is a limited company. The company was established on 1982-12-02. It operates in the industry of engineering design and technical consultancy incidental to heating, plumbing and air-conditioning. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +99.0%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods4
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Equity ratio99.0%
Balance-sheet contextLatest financial period
Cash and bank€15,510Previous: €28,710
Retained earnings€22,923Previous: €24,319
Equity€15,583Previous: €28,923
Liabilities€153Previous: €75
Current assets€15,736Previous: €28,998
Current liabilities€153Previous: €75
Operating profit (loss) trend2 periods
€679
2024-12-31
-€1,415
2025-12-31
Profit (loss) for the financial year trend2 periods
€677
2024-12-31
-€1,396
2025-12-31
Assets trend2 periods
€28,998
2024-12-31
€15,736
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Declining
99.0 %2024-12-31: 99.7 %
Current ratioGood
100/100 · Declining
101.31x2024-12-31: 381.27x
Operating profit marginNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Ratio history
Ratio2024-12-312025-12-31
Equity ratio99.7 %99.0 %
Current ratio381.27x101.31x
Operating profit margin--

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID0498628-4
VAT IDFI04986284
EU IDFIFPRO.0498628-4
MunicipalityKajaani
Current registered entries
1982-12-02Registered in Patent and Registration Office (Trade Register)
1983-02-01Registered in Tax Administration (Tax Administration)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodLVI-Insinööritoimisto Seppo Huovinen Oy
Grade unchangedA3 · new analysis 2026-10-18
Model score77/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityDeteriorating
Peer comparisonSame industryDescriptive comparison – does not change the model score.
505 peers
Solvency93%
Better than 93% of peers
Liquidity98%
Better than 98% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag120 days after period end
Typical registration lag139 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Healthy short-term liquidity
  • Active registered status
Risk factors to note
  • Negative profitability or net result
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A3
2026-10-1877/100 · v0.15
A3 → A3
A3
2026-10-03 00:3277/100 · v0.14
B1 → A3 · +8 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1569/100 · v0.14
B1 → B1 · +7 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1462/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

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Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskmedium
62/100

Industry context is medium based on normalized open statistical inputs.

Age and continuityVakiintunut
90/100

The company has about 43 years of registry continuity.

Registry and status signalsVakaa
79/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
3 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

21 register eventsLatest event: 2025-05-21

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

LVI-Insinööritoimisto Seppo Huovinen Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.