Risk grade updatedRisk gradeEvidence verified
5 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.Business profile
Lvi-Vanhatalo Oy
Lvi-Vanhatalo Oy's registered office is Tornio. It is a limited company. The company was established on 1989-07-19. It operates in the industry of plumbing, heat and air-conditioning installation. In its latest retained statement for 2025-09-30, revenue was €3,736,717 and operating profit was €656,043.
Business ID 0734656-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0734656-5
- Sector
- Plumbing, heat and air-conditioning installation
- Municipality
- Tornio
- Company form
- Limited company
- Registration date
- 1989-07-19
- Business ID registration date
- 1989-03-17
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Häklinkatu 1, 95420, Tornio
Website: https://lvi-vanhatalo.fiSource observation
About Lvi-Vanhatalo Oy
Financial position and key figures for the company.
Lvi-Vanhatalo Oy's location municipality is Tornio. It is a limited company. The company was established on 1989-07-19. It operates in the industry of plumbing, heat and air-conditioning installation. In its latest retained statement for 2025-09-30, revenue was €3,736,717 and operating profit was €656,043. The latest retained financial statement for 2025-09-30 shows revenue of €3,736,717 and profit for the financial year of €524,247. Based on the latest retained statement, revenue growth was +13.9%, operating margin was +17.6%, and equity ratio was +59.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-09-30
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth13.9%
Operating margin17.6%
Equity ratio59.9%
Balance-sheet contextLatest financial period
Other operating income€71,595Previous: €71,703
Inventory€1,282,583Previous: €624,478
Cash and bank€755,582Previous: €950,850
Advances received€944,271Previous: €599,519
Retained earnings€2,241,239Previous: €1,665,752
Equity€2,773,896Previous: €2,249,648
Liabilities€1,856,658Previous: €2,537,567
Current assets€2,814,323Previous: €3,889,222
Current liabilities€1,723,615Previous: €2,398,393
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
94/100 · Improving
Current ratioSatisfactory
39/100 · Improving
Operating profit marginGood
93/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0734656-5
VAT IDFI07346565
EU IDFIFPRO.0734656-5
MunicipalityTornio
Current registered entries
1989-03-17Registered in Tax Administration (Tax Administration)
1989-07-01Registered in Tax Administration (Employer Register)
1989-07-19Registered in Patent and Registration Office (Trade Register)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
2020-06-01VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodLvi-Vanhatalo Oy
Grade unchangedA2 · new analysis 2026-10-18
81/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
175 peersSolvency87%
Better than 87% of peers
Profitability93%
Better than 93% of peers
Liquidity78%
Better than 78% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings196 days after period end
196 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-10-1881/100 · v0.15
A2 → A2A2
2026-10-05 05:0781/100 · v0.14
B1 → A2 · +16 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-09-30).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1565/100 · v0.14
B2 → B1 · +6 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1459/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
38/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 37 years of registry continuity.
Registry and status signalsVakaa
88/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
26 register eventsLatest event: 2026-04-24
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-09-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Lvi-Vanhatalo Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.