Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Business profile
M&A Works Oy
M&A Works Oy's registered office is Savonlinna. It is a limited company. The company was established on 2024-04-16. It operates in the industry of civil engineering design and technical consultancy. In its latest retained statement for 2025-12-31, revenue was €48,852 and operating profit was €1,555.
Business ID 3439845-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3439845-9
- Sector
- Civil engineering design and technical consultancy
- Municipality
- Savonlinna
- Company form
- Limited company
- Registration date
- 2024-04-16
- Business ID registration date
- 2024-04-05
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Heikinpohjantie 35 C 12, 57100, Savonlinna
About M&A Works Oy
Financial position and key figures for the company.
M&A Works Oy's location municipality is Savonlinna. It is a limited company. The company was established on 2024-04-16. It operates in the industry of civil engineering design and technical consultancy. In its latest retained statement for 2025-12-31, revenue was €48,852 and operating profit was €1,555. The latest retained financial statement for 2025-12-31 shows revenue of €48,852 and profit for the financial year of €1,395. Based on the latest retained statement, revenue growth was -12.8%, operating margin was +3.2%, and equity ratio was -7.6%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-12.8%
Operating margin3.2%
Equity ratio-7.6%
Balance-sheet contextLatest financial period
Cash and bank€2,523Previous: €2,103
Retained earnings-€1,587Previous: €0
Equity-€192Previous: -€1,587
Liabilities€2,715Previous: €3,690
Current assets€2,523Previous: €2,103
Current liabilities€2,715Previous: €3,690
Revenue trend2 periods
€55,997
2024-12-31
€48,852
2025-12-31
Operating profit (loss) trend2 periods
-€387
2024-12-31
€1,555
2025-12-31
Profit (loss) for the financial year trend2 periods
-€1,587
2024-12-31
€1,395
2025-12-31
Assets trend2 periods
€2,103
2024-12-31
€2,523
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Improving
Current ratioPassable
31/100 · Improving
Operating profit marginSatisfactory
58/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | -75.5 % | -7.6 % |
| Current ratio | 0.57x | 0.93x |
| Operating profit margin | -0.7 % | 3.2 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3439845-9
VAT IDFI34398459
EU IDFIFPRO.3439845-9
MunicipalitySavonlinna
Current registered entries
2024-04-05Registered in Tax Administration (Employer Register)
2024-04-05VAT-liable for business activity in Tax Administration (VAT Register)
2024-04-05Registered in Tax Administration (Prepayment Register)
2024-04-16Registered in Tax Administration (Tax Administration)
2024-04-16Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskM&A Works Oy
Grade unchangedD · new analysis 2026-10-17
29/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsProfitabilityImproving
SolvencyImproving
LiquidityImproving
Same industryDescriptive comparison – does not change the model score.
114 peersSolvency9%
Below 91% of peers
Profitability46%
Close to the peer-group midpoint
Liquidity62%
Better than 62% of peers
Revenue growth23%
Below 77% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings119 days after period end
120 days after period end
2 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Weak current ratio
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsD
2026-10-1729/100 · v0.15
D → DD
2026-09-17 19:3929/100 · v0.14
B3 → D · -19 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B3
2026-09-1448/100 · v0.14
B3 → B3B3
2026-09-1448/100 · v0.13
Oldest retained automatic assessment in this comparisonD
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
62/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityNuori
15/100
The company has about 2 years of registry continuity.
Registry and status signalsRajallinen
44/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → D.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Registry timeline
Trade register notifications shown on a timeline.
4 register eventsLatest event: 2026-04-29
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
M&A Works Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.