Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Business profile
M&H Agency Oy
M&H Agency Oy's registered office is Nurmes. It is a limited company. The company was established on 2011-12-08. It operates in the industry of activities of agents involved in the wholesale of other particular products. In its latest retained statement for 2024-12-31, revenue was €29,715 and operating profit was -€14,550.
Business ID 2444467-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2444467-7
- Sector
- Activities of agents involved in the wholesale of other particular products
- Municipality
- Nurmes
- Company form
- Limited company
- Registration date
- 2011-12-08
- Business ID registration date
- 2011-11-24
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Pihapiiri 14, 75500, Nurmes
Phone: +358405568770Source observation
Email: [email protected]Source observation
People and decision-makers
Palm Leif Oskar EdwardVarsinainen jäsen
Palm Allan Gunnar ArmasVarajäsen
Erkkilä Mikko MatiasOikeutettu nimenkirjoittaja
About M&H Agency Oy
Financial position and key figures for the company.
M&H Agency Oy's location municipality is Nurmes. It is a limited company. The company was established on 2011-12-08. It operates in the industry of activities of agents involved in the wholesale of other particular products. In its latest retained statement for 2024-12-31, revenue was €29,715 and operating profit was -€14,550. The latest retained financial statement for 2024-12-31 shows revenue of €29,715 and profit for the financial year of -€37,076. Based on the latest retained statement, revenue growth was -81.8%, operating margin was -48.9%, and equity ratio was not currently available.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth-81.8%
Operating margin-48.9%
Revenue€29,715-€133,532 (-81.8%) vs previous periodPrevious: €163,247
Operating profit (loss)-€14,550-€60,329 (-131.8%) vs previous periodPrevious: €45,779
Profit (loss) for the financial year-€37,076-€55,843 (-297.6%) vs previous periodPrevious: €18,767
Balance-sheet contextLatest financial period
Revenue trend5 periods
€146,072
2020-12-31
€125,107
2021-12-31
€128,102
2022-12-31
€163,247
2023-12-31
€29,715
2024-12-31
Operating profit (loss) trend5 periods
€24,510
2020-12-31
€35,599
2021-12-31
€21,173
2022-12-31
€45,779
2023-12-31
-€14,550
2024-12-31
Profit (loss) for the financial year trend5 periods
€1,401
2020-12-31
€11,591
2021-12-31
€4,179
2022-12-31
€18,767
2023-12-31
-€37,076
2024-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioNot assessable
0/100 · Trend unavailable
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginWeak
0/100 · Declining
Ratio history
| Ratio | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|
| Equity ratio | - | - | - | - | - |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 16.6 % | 28.4 % | 16.5 % | 28.0 % | -48.9 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2444467-7
EU IDFIFPRO.2444467-7
MunicipalityNurmes
Current registered entries
2011-12-08Registered in Patent and Registration Office (Trade Register)
2011-12-09Registered in Tax Administration (Tax Administration)
Responsible people
Public role relationships materialized from source observations.
Palm Leif Oskar EdwardVarsinainen jäsenSources: 3 · Confidence: 78%
Palm Allan Gunnar ArmasVarajäsenSources: 2 · Confidence: 78%
Erkkilä Mikko MatiasOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskM&H Agency Oy
Grade unchangedC · new analysis 2026-10-18
39/100
Medium
Limited financial evidenceRegistry and statistics based
Financial development is mostly stable or mixed.
4 comparable periodsRevenueVolatile
ProfitabilityVolatile
SolvencyNot enough history
LiquidityNot enough history
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Sufficient structured financial metrics are not available
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsC
2026-10-1839/100 · v0.15
C → CC
2026-09-2239/100 · v0.14
Oldest retained automatic assessment in this comparisonC
2026-10-18
open-risk-grade-v0.15
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
52/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 14 years of registry continuity.
Registry and status signalsSeurattava
71/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
22 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Registry timeline
Trade register notifications shown on a timeline.
22 register eventsLatest event: 2025-07-25
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
M&H Agency Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.