Business profile

M-Invest Oy

M-Invest Oy's registered office is Fredrikshamn. It is a limited company. The company was established on 1997-04-25. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2024-12-31, revenue was €4,495,800 and operating profit was €648,611.

Claim profileContact details
Business ID 1439439-7ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
1439439-7
Sector
Rental and operating of own or leased non-residential real estate
Municipality
Fredrikshamn
Company form
Limited company
Registration date
1997-04-25
Business ID registration date
1998-01-12
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Reutsinkatu 11, 49400, Fredrikshamn

About M-Invest Oy

Financial position and key figures for the company.

M-Invest Oy's location municipality is Fredrikshamn. It is a limited company. The company was established on 1997-04-25. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2024-12-31, revenue was €4,495,800 and operating profit was €648,611. The latest retained financial statement for 2024-12-31 shows revenue of €4,495,800 and profit for the financial year of €1,435,748. Based on the latest retained statement, revenue growth was +112.9%, operating margin was +14.4%, and equity ratio was +99.1%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2024-12-31

Imported periods6
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth112.9%
Operating margin14.4%
Equity ratio99.1%
Revenue€4,495,800+€2,384,431 (+112.9%) vs previous periodPrevious: €2,111,368
Operating profit (loss)€648,611+€309,406 (+91.2%) vs previous periodPrevious: €339,205
Profit (loss) for the financial year€1,435,748-€845,953 (-37.1%) vs previous periodPrevious: €2,281,701
Assets€16,422,865+€1,185,846 (+7.8%) vs previous periodPrevious: €15,237,019
Balance-sheet contextLatest financial period
Other operating income€0Previous: €61,765
Inventory€5,923,743Previous: €7,337,379
Cash and bank€499,134Previous: €212,126
Retained earnings€8,088,060Previous: €6,106,359
Equity€16,282,308Previous: €15,146,560
Liabilities€140,557Previous: €90,460
Current assets€6,889,611Previous: €8,184,144
Current liabilities€140,557Previous: €90,460
Revenue trend2 periods
€2,111,368
2023-12-31
€4,495,800
2024-12-31
Operating profit (loss) trend2 periods
€339,205
2023-12-31
€648,611
2024-12-31
Profit (loss) for the financial year trend2 periods
€2,281,701
2023-12-31
€1,435,748
2024-12-31
Assets trend2 periods
€15,237,019
2023-12-31
€16,422,865
2024-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Declining
99.1 %2023-12-31: 99.4 %
Current ratioGood
100/100 · Declining
45.70x2023-12-31: 83.46x
Operating profit marginGood
86/100 · Declining
14.4 %2023-12-31: 15.6 %
Ratio history
Ratio2023-12-312024-12-31
Equity ratio99.4 %99.1 %
Current ratio83.46x45.70x
Operating profit margin15.6 %14.4 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID1439439-7
VAT IDFI14394397
EU IDFIFPRO.1439439-7
MunicipalityFredrikshamn
Current registered entries
1997-04-25Registered in Patent and Registration Office (Trade Register)
1998-01-12Registered in Tax Administration (Tax Administration)
2011-12-01VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
2023-01-01VAT-liable for business activity in Tax Administration (VAT Register)
2023-06-01Registered in Tax Administration (Prepayment Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodM-Invest Oy
Grade unchangedA2 · new analysis 2026-10-18
Model score88/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueImproving
ProfitabilityStable
SolvencyStable
LiquidityDeteriorating
Peer comparisonSame industryDescriptive comparison – does not change the model score.
866 peers
Solvency94%
Better than 94% of peers
Profitability56%
Better than 56% of peers
Liquidity98%
Better than 98% of peers
Revenue growth96%
Better than 96% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag196 days after period end
Typical registration lag188 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Healthy short-term liquidity
Risk factors to note

No material separate warning signals.

Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A2
2026-10-1888/100 · v0.15
A2 → A2
A2
2026-10-01 23:3588/100 · v0.14
A3 → A2 · +16 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1572/100 · v0.14
B1 → A3 · +8 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1464/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA2
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityVakiintunut
90/100

The company has about 29 years of registry continuity.

Registry and status signalsVakaa
76/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.
Risk grade updatedRisk gradeEvidence verified
1 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A2.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

16 register eventsLatest event: 2025-07-15

Financial statements availability

Available financial statement periods and PRH source filings.

6 financial statement periodsLatest financial period: 2024-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

M-Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.