Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
M & M INVEST Oy
M & M INVEST Oy's registered office is Pori. It is a limited company. The company was established on 2006-07-04. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €255,098 and operating profit was €28,587.
Business ID 2046046-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2046046-9
- Sector
- Rental of own or leased dwellings and residential real estate
- Municipality
- Pori
- Company form
- Limited company
- Registration date
- 2006-07-04
- Business ID registration date
- 2006-06-28
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Katariinankatu 2b as. 35, 28100, Pori
Phone: +358500225654Source observation
Email: [email protected]Source observation
People and decision-makers
Suominen Jari-Matti JohannesToimitusjohtaja
About M & M INVEST Oy
Financial position and key figures for the company.
M & M INVEST Oy's location municipality is Pori. It is a limited company. The company was established on 2006-07-04. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €255,098 and operating profit was €28,587. The latest retained financial statement for 2025-12-31 shows revenue of €255,098 and profit for the financial year of €29,188. Based on the latest retained statement, revenue growth was +482.1%, operating margin was +11.2%, and equity ratio was +9.6%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
5
2
Combined source
Derived indicators
Revenue growth482.1%
Operating margin11.2%
Equity ratio9.6%
Balance-sheet contextLatest financial period
Inventory€142,972Previous: €324,042
Cash and bank€271,735Previous: €60,458
Retained earnings-€91,966Previous: -€86,053
Equity€65,222Previous: €36,034
Liabilities€616,415Previous: €615,395
Current assets€415,525Previous: €385,318
Current liabilities€2,285Previous: €493,395
Revenue trend4 periods
€143,904
2022-12-31
€39,552
2023-12-31
€43,824
2024-12-31
€255,098
2025-12-31
Operating profit (loss) trend3 periods
-€7,986
2023-12-31
-€6,639
2024-12-31
€28,587
2025-12-31
Profit (loss) for the financial year trend4 periods
-€29,246
2022-12-31
-€29,246
2023-12-31
-€5,913
2024-12-31
€29,188
2025-12-31
Assets trend4 periods
€665,462
2022-12-31
€657,948
2023-12-31
€651,429
2024-12-31
€681,637
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioWeak
12/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginGood
78/100 · Improving
Ratio history
| Ratio | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Equity ratio | 7.7 % | 6.4 % | 5.5 % | 9.6 % |
| Current ratio | - | - | 0.78x | 181.53x |
| Operating profit margin | - | -20.2 % | -15.2 % | 11.2 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2046046-9
VAT IDFI20460469
EU IDFIFPRO.2046046-9
MunicipalityPori
Current registered entries
2006-06-30Registered in Tax Administration (Tax Administration)
2006-07-04Registered in Patent and Registration Office (Trade Register)
2007-07-01VAT-liable for business activity in Tax Administration (VAT Register)
2007-11-25VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Suominen Jari-Matti JohannesToimitusjohtajaSources: 5 · Confidence: 78%
Pajuniemi Markku JuhaniVarsinainen jäsenSources: 5 · Confidence: 78%
Latva-Pirilä Katja AdeleTilintarkastajaSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableM & M INVEST Oy
Grade unchangedB1 · new analysis 2026-10-17
69/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueImproving · 2 consecutive periods
ProfitabilityImproving · 2 consecutive periods
SolvencyStable
LiquidityImproving
Same industry, size and age groupDescriptive comparison – does not change the model score.
144 peersSolvency13%
Below 87% of peers
Profitability42%
Below 58% of peers
Liquidity100%
Better than 100% of peers
Revenue growth100%
Better than 100% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings156 days after period end
163 days after period end
4 consecutive periods
Supporting factors
- Strong operating profitability
- Healthy short-term liquidity
- Active registered status
Risk factors to note
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1769/100 · v0.15
B1 → B1B1
2026-10-16 15:5169/100 · v0.14
B2 → B1 · +17 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Usable financial evidence → Strong financial evidence.
B2
2026-09-1552/100 · v0.14
B2 → B2- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1452/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 20 years of registry continuity.
Registry and status signalsVakaa
80/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
16 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B1.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
20 register eventsLatest event: 2026-06-05
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
M & M INVEST Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.