Business profile

M Saarikko Oy

M Saarikko Oy's registered office is Hämeenlinna. It is a limited company. The company was established on 2021-06-08. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €425,342 and operating profit was €44,247.

Claim profileContact details
Business ID 3215830-4ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3215830-4
Sector
Construction of residential and non-residential buildings
Municipality
Hämeenlinna
Company form
Limited company
Registration date
2021-06-08
Business ID registration date
2021-06-03
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Luumukuja 6, 13300, Hämeenlinna

About M Saarikko Oy

Financial position and key figures for the company.

M Saarikko Oy's location municipality is Hämeenlinna. It is a limited company. The company was established on 2021-06-08. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €425,342 and operating profit was €44,247. The latest retained financial statement for 2025-12-31 shows revenue of €425,342 and profit for the financial year of €35,435. Based on the latest retained statement, revenue growth was -17.5%, operating margin was +10.4%, and equity ratio was +67.5%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods5
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-17.5%
Operating margin10.4%
Equity ratio67.5%
Revenue€425,342-€90,060 (-17.5%) vs previous periodPrevious: €515,402
Operating profit (loss)€44,247-€414 (-0.9%) vs previous periodPrevious: €44,661
Profit (loss) for the financial year€35,435-€197 (-0.6%) vs previous periodPrevious: €35,631
Assets€276,279+€54,811 (+24.7%) vs previous periodPrevious: €221,468
Balance-sheet contextLatest financial period
Other operating income€0Previous: €1,080
Cash and bank€200,085Previous: €183,175
Retained earnings€151,128Previous: €128,596
Equity€186,563Previous: €164,228
Liabilities€89,716Previous: €57,241
Current assets€267,374Previous: €209,595
Current liabilities€89,716Previous: €57,241
Revenue trend2 periods
€515,402
2024-12-31
€425,342
2025-12-31
Operating profit (loss) trend2 periods
€44,661
2024-12-31
€44,247
2025-12-31
Profit (loss) for the financial year trend2 periods
€35,631
2024-12-31
€35,435
2025-12-31
Assets trend2 periods
€221,468
2024-12-31
€276,279
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
84/100 · Declining
67.5 %2024-12-31: 74.2 %
Current ratioGood
74/100 · Declining
2.23x2024-12-31: 3.20x
Operating profit marginGood
76/100 · Improving
10.4 %2024-12-31: 8.7 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio74.2 %67.5 %
Current ratio3.20x2.23x
Operating profit margin8.7 %10.4 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3215830-4
VAT IDFI32158304
EU IDFIFPRO.3215830-4
MunicipalityHämeenlinna
Current registered entries
2021-06-03Registered in Tax Administration (Employer Register)
2021-06-03VAT-liable for business activity in Tax Administration (VAT Register)
2021-06-03Registered in Tax Administration (Prepayment Register)
2021-06-08Registered in Tax Administration (Tax Administration)
2021-06-08Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B1
StableM Saarikko Oy
Grade unchangedB1 · new analysis 2026-10-17
Model score66/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueDeteriorating
ProfitabilityStable
SolvencyDeteriorating
LiquidityDeteriorating
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
32 peers
Solvency81%
Better than 81% of peers
Profitability75%
Better than 75% of peers
Liquidity91%
Better than 91% of peers
Revenue growth16%
Below 84% of peers
Financial statement reporting patternMixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag73 days after period end
Typical registration lag50 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Healthy short-term liquidity
Risk factors to note
  • Coordinated deterioration across 3 financial domains
  • Elevated industry distress context
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B1
2026-10-1766/100 · v0.15
B1 → B1
B1
2026-09-20 21:0066/100 · v0.14
B3 → B1 · +19 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B3
2026-09-1447/100 · v0.14
B3 → B3
B3
2026-09-1447/100 · v0.13
Oldest retained automatic assessment in this comparison
Automatic model gradeB1
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskhigh
25/100

Industry context is high based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 5 years of registry continuity.

Registry and status signalsRajallinen
54/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
20 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.

Registry timeline

Trade register notifications shown on a timeline.

7 register eventsLatest event: 2026-03-14

Financial statements availability

Available financial statement periods and PRH source filings.

5 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

M Saarikko Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.