Business profile

M Vähä-Karvia Oy

M Vähä-Karvia Oy's registered office is Jokela. It is a limited company. The company was established on 1996-01-17. It operates in the industry of non-specialised wholesale of food, beverages and tobacco.

Claim profileContact details
Business ID 1031606-8ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
1031606-8
Sector
Non-specialised wholesale of food, beverages and tobacco
Municipality
Jokela
Company form
Limited company
Registration date
1996-01-17
Business ID registration date
1995-12-27
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: RATURINKUJA 8, 05400, Jokela

About M Vähä-Karvia Oy

Financial position and key figures for the company.

M Vähä-Karvia Oy's location municipality is Jokela. It is a limited company. The company was established on 1996-01-17. It operates in the industry of non-specialised wholesale of food, beverages and tobacco. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +84.8%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2026-03-31

Imported periods4
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Equity ratio84.8%
Operating profit (loss)€612+€5,367 (+112.9%) vs previous periodPrevious: -€4,755
Profit (loss) for the financial year€1,158+€5,131 (+129.1%) vs previous periodPrevious: -€3,974
Assets€22,119+€2,192 (+11.0%) vs previous periodPrevious: €19,927
Balance-sheet contextLatest financial period
Inventory€13,615Previous: €10,064
Cash and bank€4,315Previous: €4,568
Retained earnings€9,181Previous: €13,154
Equity€18,748Previous: €17,590
Liabilities€3,371Previous: €2,336
Current assets€20,709Previous: €18,047
Current liabilities€3,371Previous: €2,336
Operating profit (loss) trend2 periods
-€4,755
2025-03-31
€612
2026-03-31
Profit (loss) for the financial year trend2 periods
-€3,974
2025-03-31
€1,158
2026-03-31
Assets trend2 periods
€19,927
2025-03-31
€22,119
2026-03-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Declining
84.8 %2025-03-31: 88.3 %
Current ratioGood
100/100 · Declining
5.32x2025-03-31: 6.26x
Operating profit marginNot assessable
0/100 · Trend unavailable
Not available2025-03-31: Ei saatavilla
Ratio history
Ratio2025-03-312026-03-31
Equity ratio88.3 %84.8 %
Current ratio6.26x5.32x
Operating profit margin--

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID1031606-8
VAT IDFI10316068
EU IDFIFPRO.1031606-8
MunicipalityJokela
Current registered entries
1995-12-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-12-08Registered in Tax Administration (Prepayment Register)
1995-12-27Registered in Tax Administration (Tax Administration)
1996-01-17Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodM Vähä-Karvia Oy
Grade unchangedA3 · new analysis 2026-10-17
Model score74/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityDeteriorating
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
35 peers
Solvency71%
Better than 71% of peers
Liquidity77%
Better than 77% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag71 days after period end
Typical registration lag204 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Healthy short-term liquidity
  • Active registered status
Risk factors to note
  • Elevated industry distress context
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A3
2026-10-1774/100 · v0.15
A3 → A3
A3
2026-09-22 08:4274/100 · v0.14
B1 → A3 · +11 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-03-31).
  • Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1463/100 · v0.14
B2 → B1 · +5 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1358/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskelevated
36/100

Industry context is elevated based on normalized open statistical inputs.

Age and continuityVakiintunut
90/100

The company has about 30 years of registry continuity.

Registry and status signalsVakaa
84/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
22 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

20 register eventsLatest event: 2026-06-10

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2026-03-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-03.

This company profile has not been claimed yet

M Vähä-Karvia Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.