Business profile

M. Varonen Oy

M. Varonen Oy's registered office is Joensuu. It is a limited company. The company was established on 2007-01-18. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €196,313 and operating profit was €19,292.

Business ID 2087448-5ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2087448-5
Sector
Activities of insurance agents and brokers
Municipality
Joensuu
Company form
Limited company
Registration date
2007-01-18
Business ID registration date
2007-01-12
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Vekarakatu 17 B, 80260, Joensuu

Phone: +358505911808Source observation

Email: [email protected]Source observation

People and decision-makers

Varonen Mikko JuhaniVarsinainen jäsen

About M. Varonen Oy

Financial position and key figures for the company.

M. Varonen Oy's location municipality is Joensuu. It is a limited company. The company was established on 2007-01-18. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €196,313 and operating profit was €19,292. The latest retained financial statement for 2025-12-31 shows revenue of €196,313 and profit for the financial year of €16,598. Based on the latest retained statement, revenue growth was +44.2%, operating margin was +9.8%, and equity ratio was +56.1%.

Extended business activity

A longer directory- or registry-backed activity description that complements the short registry industry label.

Yhtiön toimiala on vakuutustuotteiden välittäminen sekä sijoitusneuvonta. Yhtiö voi lisäksi omistaa, hallita sekä käydä kauppaa osakkeilla, kiinteistöillä ja muilla arvopapereilla sekä toimia sijoitus-, kehitys- ja rahoitusyhtiönä.

Financial highlights

Key figures from the latest financial period.

Latest financial period

2025-12-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Revenue growth44.2%
Operating margin9.8%
Equity ratio56.1%
Revenue€196,313+€60,141 (+44.2%) vs previous periodPrevious: €136,172
Operating profit (loss)€19,292+€5,955 (+44.6%) vs previous periodPrevious: €13,338
Profit (loss) for the financial year€16,598+€3,060 (+22.6%) vs previous periodPrevious: €13,538
Assets€91,887+€43,512 (+89.9%) vs previous periodPrevious: €48,375
Balance-sheet contextLatest financial period
Profit before taxes€23,047Previous: €14,769
Employees1Previous: 1
Revenue trend5 periods
€128,492
2021-12-31
€108,743
2022-12-31
€101,373
2023-12-31
€136,172
2024-12-31
€196,313
2025-12-31
Operating profit (loss) trend5 periods
€8,571
2021-12-31
€2,452
2022-12-31
€8,723
2023-12-31
€13,338
2024-12-31
€19,292
2025-12-31
Profit (loss) for the financial year trend5 periods
€6,407
2021-12-31
€2,310
2022-12-31
€6,876
2023-12-31
€13,538
2024-12-31
€16,598
2025-12-31
Assets trend5 periods
€35,297
2021-12-31
€31,491
2022-12-31
€37,129
2023-12-31
€48,375
2024-12-31
€91,887
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioGood
70/100 · Declining
56.1 %2024-12-31: 78.6 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Operating profit marginSatisfactory
75/100 · Improving
9.8 %2024-12-31: 9.8 %
Ratio history
Ratio2021-12-312022-12-312023-12-312024-12-312025-12-31
Equity ratio49.3 %62.6 %71.6 %78.6 %56.1 %
Current ratio-----
Operating profit margin6.7 %2.3 %8.6 %9.8 %9.8 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2087448-5
VAT IDFI20874485
EU IDFIFPRO.2087448-5
MunicipalityJoensuu
Current registered entries
2007-01-12Registered in Tax Administration (Prepayment Register)
2007-01-18Registered in Patent and Registration Office (Trade Register)
2007-01-30Registered in Tax Administration (Tax Administration)
2024-01-08VAT-liable for business activity in Tax Administration (VAT Register)

Responsible people

Public role relationships materialized from source observations.

Varonen Mikko JuhaniVarsinainen jäsenSources: 4 · Confidence: 78%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodM. Varonen Oy
Model score82/100
Assessment confidenceMedium
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
4 comparable periods
RevenueImproving · 2 consecutive periods
ProfitabilityStable
SolvencyVolatile
LiquidityNot enough history
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
95 peers
Solvency43%
Below 57% of peers
Profitability55%
Better than 55% of peers
Revenue growth86%
Better than 86% of peers
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Active registered status
Risk factors to note

No material separate warning signals.

Automatic model gradeA2
Automatic model snapshot2026-10-11
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 19 years of registry continuity.

Registry and status signalsVakaa
78/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
11 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.

Registry timeline

Trade register notifications shown on a timeline.

16 register eventsLatest event: 2025-05-06

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

M. Varonen Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.