Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Maanrakennus A. Karppinen Oy
Maanrakennus A. Karppinen Oy's registered office is Lapinlahti. It is a limited company. The company was established on 2023-01-19. It operates in the industry of site preparation. In its latest retained statement for 2025-12-31, revenue was €291,744 and operating profit was €52,202.
Business ID 3329722-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3329722-6
- Sector
- Site preparation
- Municipality
- Lapinlahti
- Company form
- Limited company
- Registration date
- 2023-01-19
- Business ID registration date
- 2022-12-05
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Hynyläntie 170, 73100, Lapinlahti
About Maanrakennus A. Karppinen Oy
Financial position and key figures for the company.
Maanrakennus A. Karppinen Oy's location municipality is Lapinlahti. It is a limited company. The company was established on 2023-01-19. It operates in the industry of site preparation. In its latest retained statement for 2025-12-31, revenue was €291,744 and operating profit was €52,202. The latest retained financial statement for 2025-12-31 shows revenue of €291,744 and profit for the financial year of €37,423. Based on the latest retained statement, revenue growth was +48.4%, operating margin was +17.9%, and equity ratio was +54.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth48.4%
Operating margin17.9%
Equity ratio54.9%
Balance-sheet contextLatest financial period
Other operating income€4,190Previous: €0
Cash and bank€82,260Previous: €86,084
Retained earnings€12,431Previous: €10,551
Equity€155,273Previous: €128,050
Liabilities€127,756Previous: €137,315
Current assets€108,941Previous: €89,224
Current liabilities€127,756Previous: €137,315
Revenue trend2 periods
€196,608
2024-12-31
€291,744
2025-12-31
Operating profit (loss) trend2 periods
€21,774
2024-12-31
€52,202
2025-12-31
Profit (loss) for the financial year trend2 periods
€12,079
2024-12-31
€37,423
2025-12-31
Assets trend2 periods
€265,366
2024-12-31
€283,029
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
69/100 · Improving
Current ratioPassable
21/100 · Improving
Operating profit marginGood
94/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 48.3 % | 54.9 % |
| Current ratio | 0.63x | 0.64x |
| Operating profit margin | 11.1 % | 17.6 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3329722-6
VAT IDFI33297226
EU IDFIFPRO.3329722-6
MunicipalityLapinlahti
Current registered entries
2023-01-19Registered in Tax Administration (Employer Register)
2023-01-19VAT-liable for business activity in Tax Administration (VAT Register)
2023-01-19Registered in Tax Administration (Prepayment Register)
2023-01-19Registered in Patent and Registration Office (Trade Register)
2023-01-20Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodMaanrakennus A. Karppinen Oy
Grade unchangedA3 · new analysis 2026-10-18
71/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueImproving
ProfitabilityImproving
SolvencyImproving
LiquidityStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
162 peersSolvency65%
Better than 65% of peers
Profitability90%
Better than 90% of peers
Liquidity58%
Better than 58% of peers
Revenue growth81%
Better than 81% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings34 days after period end
92 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
- Weak current ratio
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1871/100 · v0.15
A3 → A3A3
2026-09-30 11:0571/100 · v0.14
B3 → A3 · +23 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B3
2026-09-1548/100 · v0.14
B2 → B3 · -4 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1452/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
46/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
49/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
30 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → A3.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
5 register eventsLatest event: 2026-02-03
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-12.
This company profile has not been claimed yet
Maanrakennus A. Karppinen Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.