Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Maarakennus ja Monipalvelu Karppinen Oy
Maarakennus ja Monipalvelu Karppinen Oy's registered office is Mäntylahti. It is a limited company. The company was established on 2020-12-31. It operates in the industry of site preparation. In its latest retained statement for 2025-12-31, revenue was €159,260 and operating profit was €17,099.
Business ID 3175676-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3175676-7
- Sector
- Site preparation
- Municipality
- Mäntylahti
- Company form
- Limited company
- Registration date
- 2020-12-31
- Business ID registration date
- 2020-12-04
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Tervapurontie 264, 73110, Mäntylahti
About Maarakennus ja Monipalvelu Karppinen Oy
Financial position and key figures for the company.
Maarakennus ja Monipalvelu Karppinen Oy's location municipality is Mäntylahti. It is a limited company. The company was established on 2020-12-31. It operates in the industry of site preparation. In its latest retained statement for 2025-12-31, revenue was €159,260 and operating profit was €17,099. The latest retained financial statement for 2025-12-31 shows revenue of €159,260 and profit for the financial year of €13,612. Based on the latest retained statement, revenue growth was -5.8%, operating margin was +10.7%, and equity ratio was +93.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
5
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-5.8%
Operating margin10.7%
Equity ratio93.4%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €44,079
Inventory€766Previous: €923
Cash and bank€42,785Previous: €43,261
Retained earnings€37,600Previous: €25,416
Equity€61,072Previous: €51,561
Liabilities€4,343Previous: €8,158
Current assets€56,625Previous: €48,103
Current liabilities€4,343Previous: €8,158
Revenue trend2 periods
€169,133
2024-12-31
€159,260
2025-12-31
Operating profit (loss) trend2 periods
€20,583
2024-12-31
€17,099
2025-12-31
Profit (loss) for the financial year trend2 periods
€16,284
2024-12-31
€13,612
2025-12-31
Assets trend2 periods
€59,719
2024-12-31
€65,416
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginGood
77/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 86.3 % | 93.4 % |
| Current ratio | 5.42x | 10.03x |
| Operating profit margin | 9.7 % | 10.7 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3175676-7
VAT IDFI31756767
EU IDFIFPRO.3175676-7
MunicipalityMäntylahti
Current registered entries
2020-12-31Registered in Tax Administration (Tax Administration)
2020-12-31Registered in Patent and Registration Office (Trade Register)
2021-01-01VAT-liable for business activity in Tax Administration (VAT Register)
2021-01-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodMaarakennus ja Monipalvelu Karppinen Oy
Grade unchangedA3 · new analysis 2026-10-17
76/100
High
Strong financial evidenceFinancial data included
Several key financial indicators show coordinated recovery.
3 comparable periodsRevenueStable
ProfitabilityStable
SolvencyImproving
LiquidityImproving
Same industry, size and age groupDescriptive comparison – does not change the model score.
41 peersSolvency95%
Better than 95% of peers
Profitability68%
Better than 68% of peers
Liquidity95%
Better than 95% of peers
Revenue growth24%
Below 76% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings114 days after period end
123 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1776/100 · v0.15
A3 → A3A3
2026-09-17 06:5176/100 · v0.14
B2 → A3 · +21 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1455/100 · v0.14
B2 → B2B2
2026-09-1455/100 · v0.13
Oldest retained automatic assessment in this comparisonA3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
46/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsSeurattava
57/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
7 register eventsLatest event: 2026-04-24
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Maarakennus ja Monipalvelu Karppinen Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.