Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Business profile
Maarakennus Sami Saarinen Oy
Maarakennus Sami Saarinen Oy's registered office is Lohja. It is a limited company. The company was established on 2025-04-18. It operates in the industry of site preparation. In its latest retained statement for 2026-04-30, revenue was €172,851 and operating profit was €2,994.
Business ID 3527544-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3527544-2
- Sector
- Site preparation
- Municipality
- Lohja
- Company form
- Limited company
- Registration date
- 2025-04-18
- Business ID registration date
- 2025-04-15
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Ojamonkatu 31, 08100, Lohja
About Maarakennus Sami Saarinen Oy
Financial position and key figures for the company.
Maarakennus Sami Saarinen Oy's location municipality is Lohja. It is a limited company. The company was established on 2025-04-18. It operates in the industry of site preparation. In its latest retained statement for 2026-04-30, revenue was €172,851 and operating profit was €2,994. The latest retained financial statement for 2026-04-30 shows revenue of €172,851 and profit for the financial year of €2,400. Based on the latest retained statement, revenue growth was not currently available, operating margin was +1.7%, and equity ratio was +1.1%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-04-30
1
1
PRH/XBRL financial statement
Derived indicators
Operating margin1.7%
Equity ratio1.1%
Balance-sheet contextLatest financial period
Cash and bank€83,876Previous: No comparison value
Equity€2,400Previous: No comparison value
Liabilities€214,075Previous: No comparison value
Current assets€107,449Previous: No comparison value
Current liabilities€214,075Previous: No comparison value
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
1/100 · Trend unavailable
Current ratioWeak
13/100 · Trend unavailable
Operating profit marginPassable
54/100 · Trend unavailable
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3527544-2
VAT IDFI35275442
EU IDFIFPRO.3527544-2
MunicipalityLohja
Current registered entries
2025-04-15Registered in Tax Administration (Prepayment Register)
2025-04-18Registered in Patent and Registration Office (Trade Register)
2025-04-22Registered in Tax Administration (Tax Administration)
2025-05-01VAT-liable for business activity in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskMaarakennus Sami Saarinen Oy
Grade unchangedC · new analysis 2026-10-18
36/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
59 peersSolvency8%
Below 92% of peers
Profitability19%
Below 81% of peers
Liquidity32%
Below 68% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings92 days after period end
92 days after period end
1 consecutive periods
Supporting factors
- Active registered status
Risk factors to note
- Weak current ratio
- High balance-sheet leverage
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsC
2026-10-1836/100 · v0.15
C → CC
2026-10-05 17:4436/100 · v0.14
C → C · -1 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-04-30).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
C
2026-09-1537/100 · v0.14
B3 → C · -12 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B3
2026-09-1449/100 · v0.12
Oldest retained automatic assessment in this comparisonC
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
46/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityNuori
10/100
The company has about 1 years of registry continuity.
Registry and status signalsRajallinen
31/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Financial statement availableFinancialEvidence verified
31 Jul 2026 · PRH / XBRLFinancial period ends 2026-04-30.Registry timeline
Trade register notifications shown on a timeline.
2 register eventsLatest event: 2025-04-18
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2026-04-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-03.
This company profile has not been claimed yet
Maarakennus Sami Saarinen Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.