Business profile

MaLaEl Oy

MaLaEl Oy's registered office is Oulu. It is a limited company. The company was established on 2024-10-25. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c..

Business ID 3483035-2ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3483035-2
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Oulu
Company form
Limited company
Registration date
2024-10-25
Business ID registration date
2024-10-15
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Kukonkuja 14, 90240, Oulu

People and decision-makers

Harmainen Jarno SamppaToimitusjohtaja

About MaLaEl Oy

Financial position and key figures for the company.

MaLaEl Oy's location municipality is Oulu. It is a limited company. The company was established on 2024-10-25. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +100.0%.

Financial highlights

Key figures from the latest financial period.

Latest financial period

2025-12-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Equity ratio100.0%
Balance-sheet contextLatest financial period
Profit before taxes€376,769Previous: No comparison value
Employees12Previous: 0
Operating profit (loss) trend2 periods
€0
2024-12-31
-€2,585
2025-12-31
Profit (loss) for the financial year trend2 periods
€120,000
2024-12-31
€376,769
2025-12-31
Assets trend2 periods
€968,411
2024-12-31
€1,255,307
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioGood
100/100 · Improving
100.0 %2024-12-31: 98.6 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Operating profit marginNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Ratio history
Ratio2024-12-312025-12-31
Equity ratio98.6 %100.0 %
Current ratio--
Operating profit margin--

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3483035-2
EU IDFIFPRO.3483035-2
MunicipalityOulu
Current registered entries
2024-10-25Registered in Patent and Registration Office (Trade Register)
2024-10-28Registered in Tax Administration (Tax Administration)

Responsible people

Public role relationships materialized from source observations.

Harmainen Jarno SamppaToimitusjohtajaSources: 4 · Confidence: 78%
Harmainen Minna ElisaVarsinainen jäsenSources: 4 · Confidence: 78%
Raive-Annanolli Soili HanneleTilintarkastajaSources: 2 · Confidence: 78%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B1
StableMaLaEl Oy
Model score67/100
Assessment confidenceLow
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
2 comparable periods
RevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityNot enough history
Peer comparisonNational Tier 1 comparisonDescriptive comparison – does not change the model score.
351 peers
Solvency95%
Better than 95% of peers
Supporting factors
  • Strong equity ratio
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
Risk factors to note

No material separate warning signals.

Automatic model gradeB1
Automatic model snapshot2026-09-16
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityNuori
10/100

The company has about 1 years of registry continuity.

Registry and status signalsRajallinen
27/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
16 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

4 register eventsLatest event: 2025-07-26

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

MaLaEl Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.