Business profile

Manami Oy

Manami Oy's registered office is Helsingfors. It is a limited company. The company was established on 2019-01-30. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c..

Business ID 2960534-5ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2960534-5
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Helsingfors
Company form
Limited company
Registration date
2019-01-30
Business ID registration date
2018-12-19
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Franzéninkatu 26 A 41, 00530, Helsingfors

About Manami Oy

Financial position and key figures for the company.

Manami Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2019-01-30. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +52.9%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods4
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Equity ratio52.9%
Balance-sheet contextLatest financial period
Cash and bank€922Previous: €7,087
Retained earnings€63,954Previous: €74,688
Equity€97,168Previous: €112,771
Liabilities€86,405Previous: €56,298
Current assets€31,703Previous: €17,200
Current liabilities€56,921Previous: €17,484
Operating profit (loss) trend2 periods
-€2,946
2024-12-31
-€3,833
2025-12-31
Profit (loss) for the financial year trend2 periods
€606
2024-12-31
-€4,263
2025-12-31
Assets trend2 periods
€169,069
2024-12-31
€183,573
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
66/100 · Declining
52.9 %2024-12-31: 66.7 %
Current ratioWeak
1/100 · Declining
0.02x2024-12-31: 0.41x
Operating profit marginNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Ratio history
Ratio2024-12-312025-12-31
Equity ratio66.7 %52.9 %
Current ratio0.41x0.02x
Operating profit margin--

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2960534-5
EU IDFIFPRO.2960534-5
MunicipalityHelsingfors
Current registered entries
2018-12-19Registered in Tax Administration (Prepayment Register)
2019-01-30Registered in Tax Administration (Tax Administration)
2019-01-30Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B1
StableManami Oy
Grade downgradedA3 → B1 · new analysis 2026-09-30
Model score69/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueNot enough history
ProfitabilityNot enough history
SolvencyDeteriorating
LiquidityDeteriorating
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
143 peers
Solvency45%
Below 55% of peers
Liquidity40%
Below 60% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag111 days after period end
Typical registration lag99 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
Risk factors to note
  • Weak current ratio
  • Negative profitability or net result
  • Coordinated deterioration across 2 financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
B1
2026-09-30 01:4469/100 · v0.14
A3 → B1 · -2 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Evidence quality: Registry and statistical evidence → Usable financial evidence.
A3
2026-09-1571/100 · v0.14
B1 → A3 · +9 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1462/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB1
Automatic model snapshot2026-09-30
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 7 years of registry continuity.

Registry and status signalsSeurattava
62/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
30 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → B1.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

10 register eventsLatest event: 2026-04-21

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Manami Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.