Business profile

Mandatum Palvelut Oy

Mandatum Palvelut Oy's registered office is Helsingfors. It is a limited company. The company was established on 2014-04-09. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €42,036,803 and operating profit was €3,281,972.

Claim profileContact details
Business ID 2614680-9ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2614680-9
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Helsingfors
Company form
Limited company
Registration date
2014-04-09
Business ID registration date
2014-04-02
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Bulevardi 56, 00120, Helsingfors

Postal address: P.O. Box 1210, 00101, Helsingfors

Phone: +35820031100Source observation

Website: https://www.mandatumlife.fiSource observation

Youtube profile: https://www.youtube.com/user/mandatumlifeSource: company website

Linkedin profile: https://www.linkedin.com/company/mandatumfiSource: company website

Instagram profile: https://www.instagram.com/mandatum.fiSource: company website

X profile: https://x.com/MandatumFiSource: company website

Facebook profile: https://www.facebook.com/mandatum.fiSource: company website

People and decision-makers

Niina RiiheläDecision-maker

Email: Email available for logged-in usersSource: company website

Phone: Phone available for logged-in usersSource: company website

Lotta Borgströmjohtaja

Email: Email available for logged-in usersSource: company website

Phone: Phone available for logged-in usersSource: company website

Direct contact details available for logged-in usersSome person-level contact details are shown only to registered users. The data is based on public sources, such as the company's own website.Log in to view decision-maker contact details

About Mandatum Palvelut Oy

Financial position and key figures for the company.

Mandatum Palvelut Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2014-04-09. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €42,036,803 and operating profit was €3,281,972. The latest retained financial statement for 2025-12-31 shows revenue of €42,036,803 and profit for the financial year of €2,912,430. Based on the latest retained statement, revenue growth was -19.6%, operating margin was +7.5%, and equity ratio was +37.4%.

Auxiliary business names

Public alternate names materialized from source observations.

Innova PalvelutMandatum Asset Management PalvelutMandatum IncentivesMandatum Life PalvelutPalkkavaaka

Financial highlights

Key figures from the latest financial period.

Latest financial period

2025-12-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Revenue growth-19.6%
Operating margin7.5%
Equity ratio37.4%
Revenue€42,036,803-€10,280,923 (-19.7%) vs previous periodPrevious: €52,317,726
Operating profit (loss)€3,281,972-€2,742,389 (-45.5%) vs previous periodPrevious: €6,024,361
Profit (loss) for the financial year€2,912,430-€2,446,931 (-45.7%) vs previous periodPrevious: €5,359,361
Assets€20,459,980-€7,615,893 (-27.1%) vs previous periodPrevious: €28,075,873
Balance-sheet contextLatest financial period
Employees321Previous: 411
Revenue trend4 periods
€44,239,248
2022-12-31
€45,518,479
2023-12-31
€52,317,726
2024-12-31
€42,036,803
2025-12-31
Operating profit (loss) trend4 periods
€1,189,404
2022-12-31
-€3,585,599
2023-12-31
€6,024,361
2024-12-31
€3,281,972
2025-12-31
Profit (loss) for the financial year trend4 periods
€1,036,931
2022-12-31
€281,688
2023-12-31
€5,359,361
2024-12-31
€2,912,430
2025-12-31
Assets trend4 periods
€21,178,952
2022-12-31
€22,239,619
2023-12-31
€28,075,873
2024-12-31
€20,459,980
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioSatisfactory
47/100 · Declining
37.4 %2024-12-31: 52.5 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Operating profit marginSatisfactory
69/100 · Declining
7.5 %2024-12-31: 11.5 %
Ratio history
Ratio2022-12-312023-12-312024-12-312025-12-31
Equity ratio43.0 %42.2 %52.5 %37.4 %
Current ratio----
Operating profit margin2.7 %-7.9 %11.5 %7.5 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2614680-9
VAT IDFI26146809
EU IDFIFPRO.2614680-9
MunicipalityHelsingfors
Current registered entries
2014-04-09Registered in Patent and Registration Office (Trade Register)
2014-05-01Registered in Tax Administration (Employer Register)
2014-05-01Registered in Tax Administration (Prepayment Register)
2014-05-07Registered in Tax Administration (Tax Administration)
2023-05-01Member of liability group in Tax Administration (VAT Register)

Responsible people

Public role relationships materialized from source observations.

Direct contact details available for logged-in users.

Rajaniemi Sanna JohannaToimitusjohtajaSources: 4 · Confidence: 78%
Sarvikivi Janne MattiasPuheenjohtajaSources: 4 · Confidence: 78%
Jukka-Pekka KurkiHallitus: puheenjohtajaSources: 1 · Confidence: 76%
Loponen Emmi Sara SusanneProkuristiSources: 1 · Confidence: 78%
Eetu Otto Elmeri KauhanenPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Sorainen Janne JoonasVarsinainen jäsenSources: 3 · Confidence: 78%
Kuoppa Juha KaleviProkuristiSources: 1 · Confidence: 78%
Laine Nina AnnikaProkuristiSources: 1 · Confidence: 78%
Liukkonen Teemu JuhaniOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Ahokas Matti AleksiOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Alvesalo Lasse OlaviProkuristiSources: 1 · Confidence: 78%
Gerdt Jatta MaariaProkuristiSources: 1 · Confidence: 78%
Haiko Riina LiinaOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Haila Jyri JohannesProkuristiSources: 1 · Confidence: 78%
Hulkko-Nyman Kiisa MarjaanaProkuristiSources: 1 · Confidence: 78%
Jämsä Heidi JohannaProkuristiSources: 1 · Confidence: 78%
Karola Tuula AnneliProkuristiSources: 1 · Confidence: 78%
Karppinen Jussi HenrikkiProkuristiSources: 1 · Confidence: 78%
Koikkalainen Juho AarneProkuristiSources: 1 · Confidence: 78%
Korkeamäki Tuomas HenrikProkuristiSources: 1 · Confidence: 78%
Jenni Elina SmedbergPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Halmela Laura-MariaVarsinainen jäsenSources: 4 · Confidence: 78%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodMandatum Palvelut Oy
Grade unchangedA3 · new analysis 2026-10-17
Model score71/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development has been volatile across multiple domains.
4 comparable periods
RevenueVolatile
ProfitabilityVolatile
SolvencyVolatile
LiquidityNot enough history
Peer comparisonSame industryDescriptive comparison – does not change the model score.
384 peers
Solvency35%
Below 65% of peers
Profitability77%
Better than 77% of peers
Revenue growth12%
Below 88% of peers
Supporting factors
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
  • Long registry continuity
Risk factors to note
  • Material volatility across multiple financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessments
A3
2026-10-1771/100 · v0.15
A3 → A3
  • Evidence quality: Strong financial evidence → Usable financial evidence.
A3
2026-10-0571/100 · v0.14
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 12 years of registry continuity.

Registry and status signalsVakaa
80/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
5 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.

Registry timeline

Trade register notifications shown on a timeline.

52 register eventsLatest event: 2026-03-09

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-09.

This company profile has not been claimed yet

Mandatum Palvelut Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.