Business profile

Marja Saarenheimo Psykologipalvelut Oy

Marja Saarenheimo Psykologipalvelut Oy's registered office is Esbo. It is a limited company. The company was established on 2019-04-30. It operates in the industry of other human health activities n.e.c.. In its latest retained statement for 2023-12-31, revenue was €77,544 and operating profit was €26,612.

Claim profileContact details
Business ID 2993539-5ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2993539-5
Sector
Other human health activities n.e.c.
Municipality
Esbo
Company form
Limited company
Registration date
2019-04-30
Business ID registration date
2019-04-04
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Kuunkehrä 2 A, 02210, Esbo

Postal address: Siuntionkuja 5, 02600, Esbo

About Marja Saarenheimo Psykologipalvelut Oy

Financial position and key figures for the company.

Marja Saarenheimo Psykologipalvelut Oy's location municipality is Esbo. It is a limited company. The company was established on 2019-04-30. It operates in the industry of other human health activities n.e.c.. In its latest retained statement for 2023-12-31, revenue was €77,544 and operating profit was €26,612. The latest retained financial statement for 2023-12-31 shows revenue of €77,544 and profit for the financial year of €22,554. Based on the latest retained statement, revenue growth was -2.3%, operating margin was +34.3%, and equity ratio was +96.0%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2023-12-31

Imported periods3
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-2.3%
Operating margin34.3%
Equity ratio96.0%
Revenue€77,544-€1,839 (-2.3%) vs previous periodPrevious: €79,383
Operating profit (loss)€26,612-€9,161 (-25.6%) vs previous periodPrevious: €35,773
Profit (loss) for the financial year€22,554-€7,312 (-24.5%) vs previous periodPrevious: €29,866
Assets€106,959+€16,348 (+18.0%) vs previous periodPrevious: €90,611
Balance-sheet contextLatest financial period
Cash and bank€20,573Previous: €18,941
Retained earnings€77,579Previous: €54,676
Equity€102,633Previous: €87,042
Liabilities€4,326Previous: €3,570
Current assets€35,959Previous: €29,811
Current liabilities€4,326Previous: €3,570
Revenue trend2 periods
€79,383
2022-12-31
€77,544
2023-12-31
Operating profit (loss) trend2 periods
€35,773
2022-12-31
€26,612
2023-12-31
Profit (loss) for the financial year trend2 periods
€29,866
2022-12-31
€22,554
2023-12-31
Assets trend2 periods
€90,611
2022-12-31
€106,959
2023-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Declining
96.0 %2022-12-31: 96.1 %
Current ratioGood
100/100 · Declining
4.76x2022-12-31: 5.31x
Operating profit marginGood
100/100 · Declining
34.3 %2022-12-31: 45.1 %
Ratio history
Ratio2022-12-312023-12-31
Equity ratio96.1 %96.0 %
Current ratio5.31x4.76x
Operating profit margin45.1 %34.3 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2993539-5
EU IDFIFPRO.2993539-5
MunicipalityEsbo
Current registered entries
2019-04-04Registered in Tax Administration (Employer Register)
2019-04-04Registered in Tax Administration (Prepayment Register)
2019-04-30Registered in Tax Administration (Tax Administration)
2019-04-30Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodMarja Saarenheimo Psykologipalvelut Oy
Grade unchangedA2 · new analysis 2026-10-17
Model score87/100
Assessment confidenceLow
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueStable
ProfitabilityDeteriorating
SolvencyStable
LiquidityDeteriorating
Peer comparisonSame industry and sizeDescriptive comparison – does not change the model score.
67 peers
Solvency72%
Better than 72% of peers
Profitability78%
Better than 78% of peers
Liquidity73%
Better than 73% of peers
Revenue growth27%
Below 73% of peers
Financial statement reporting patternDelayedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag641 days after period end
Typical registration lag197 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Healthy short-term liquidity
Risk factors to note
  • Parsed financial metrics are older than the newest reported filing
  • Coordinated deterioration across 2 financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A2
2026-10-1787/100 · v0.15
A2 → A2
A2
2026-09-18 10:1487/100 · v0.14
A3 → A2 · +12 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2023-12-31).
  • Assessment confidence: Medium → Low.
  • Evidence quality: Registry and statistical evidence → Usable financial evidence.
A3
2026-09-1475/100 · v0.14
A3 → A3
A3
2026-09-1475/100 · v0.13
Oldest retained automatic assessment in this comparison
Automatic model gradeA2
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
92/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 7 years of registry continuity.

Registry and status signalsSeurattava
69/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.
Risk grade updatedRisk gradeEvidence verified
18 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.

Registry timeline

Trade register notifications shown on a timeline.

11 register eventsLatest event: 2026-05-01

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2023-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Marja Saarenheimo Psykologipalvelut Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.