Business profile

Markku Pajuniemi Oy

Markku Pajuniemi Oy's registered office is Pori. It is a limited company. The company was established on 1985-01-31. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €212,041 and operating profit was €97,926.

Claim profileContact details
Business ID 0899376-4ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
0899376-4
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Pori
Company form
Limited company
Registration date
1985-01-31
Business ID registration date
1992-09-16
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Katariinankatu 2b as. 35, 28100, Pori

Phone: +358500225654Source observation

Email: [email protected]Source observation

People and decision-makers

Pajuniemi Markku JuhaniToimitusjohtaja

About Markku Pajuniemi Oy

Financial position and key figures for the company.

Markku Pajuniemi Oy's location municipality is Pori. It is a limited company. The company was established on 1985-01-31. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €212,041 and operating profit was €97,926. The latest retained financial statement for 2025-12-31 shows revenue of €212,041 and profit for the financial year of €81,274. Based on the latest retained statement, revenue growth was +110.5%, operating margin was +46.2%, and equity ratio was +91.5%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods5
PRH parsed5
Profile sourceCombined source
Derived indicators
Revenue growth110.5%
Operating margin46.2%
Equity ratio91.5%
Revenue€212,041+€111,297 (+110.5%) vs previous periodPrevious: €100,744
Operating profit (loss)€97,926+€106,329 (+1265.4%) vs previous periodPrevious: -€8,403
Profit (loss) for the financial year€81,274+€89,441 (+1095.1%) vs previous periodPrevious: -€8,167
Assets€643,844+€45,118 (+7.5%) vs previous periodPrevious: €598,726
Balance-sheet contextLatest financial period
Inventory€364,308Previous: €461,480
Cash and bank€48,831Previous: €52,392
Retained earnings€499,417Previous: €550,984
Equity€589,100Previous: €551,226
Liabilities€54,744Previous: €47,500
Current assets€413,189Previous: €518,071
Current liabilities€54,744Previous: €47,500
Revenue trend6 periods
€231,349
2020-12-31
€263,787
2021-12-31
€181,543
2022-12-31
€127,918
2023-12-31
€100,744
2024-12-31
€212,041
2025-12-31
Operating profit (loss) trend6 periods
€7,582
2020-12-31
€99,591
2021-12-31
€20,753
2022-12-31
-€7,205
2023-12-31
-€8,403
2024-12-31
€97,926
2025-12-31
Profit (loss) for the financial year trend6 periods
€383
2020-12-31
€83,029
2021-12-31
€16,031
2022-12-31
-€7,097
2023-12-31
-€8,167
2024-12-31
€81,274
2025-12-31
Assets trend6 periods
€810,165
2020-12-31
€780,312
2021-12-31
€723,739
2022-12-31
€656,982
2023-12-31
€598,726
2024-12-31
€643,844
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Yhdistetty lähde.

Equity ratioGood
100/100 · Declining
91.5 %2024-12-31: 92.1 %
Current ratioGood
100/100 · Declining
7.55x2024-12-31: 10.82x
Operating profit marginGood
100/100 · Improving
46.2 %2024-12-31: -8.3 %
Ratio history
Ratio2020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Equity ratio84.0 %90.9 %92.4 %92.5 %92.1 %91.5 %
Current ratio-9.82x11.64x11.35x10.82x7.55x
Operating profit margin3.3 %37.8 %11.4 %-5.6 %-8.3 %46.2 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID0899376-4
EU IDFIFPRO.0899376-4
MunicipalityPori
Current registered entries
1985-01-31Registered in Patent and Registration Office (Trade Register)
1992-09-16Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)

Responsible people

Public role relationships materialized from source observations.

Pajuniemi Markku JuhaniToimitusjohtajaSources: 5 · Confidence: 78%
Pajuniemi Markku JuhaniVarsinainen jäsenSources: 2 · Confidence: 78%
Latva-Pirilä Katja AdeleTilintarkastajaSources: 2 · Confidence: 78%
Pajuniemi Jussi SakariVarajäsenSources: 2 · Confidence: 78%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A1
ExcellentMarkku Pajuniemi Oy
Grade unchangedA1 · new analysis 2026-10-21
Model score94/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development has been volatile across multiple domains.
4 comparable periods
RevenueVolatile
ProfitabilityVolatile
SolvencyStable
LiquidityDeteriorating · 2 consecutive periods
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
44 peers
Solvency59%
Better than 59% of peers
Profitability86%
Better than 86% of peers
Liquidity70%
Better than 70% of peers
Revenue growth82%
Better than 82% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag232 days after period end
Typical registration lag161 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Healthy short-term liquidity
Risk factors to note
  • Material volatility across multiple financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A1
2026-10-21 20:5694/100 · v0.15
A1 → A1
  • Evidence strengthened: another PRH/XBRL statement was added to the financial series (2025-12-31).
A1
2026-10-1994/100 · v0.15
B1 → A1 · +28 points
  • Revenue: Not enough history → Volatile
  • Profitability: Not enough history → Volatile
  • Solvency: Not enough history → Stable
B1
2026-09-1466/100 · v0.14
B1 → B1
B1
2026-09-1466/100 · v0.13
Oldest retained automatic assessment in this comparison
Automatic model gradeA1
Automatic model snapshot2026-10-21
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityVakiintunut
90/100

The company has about 41 years of registry continuity.

Registry and status signalsVakaa
82/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
19 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

22 register eventsLatest event: 2026-08-20

Financial statements availability

Available financial statement periods and PRH source filings.

5 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Markku Pajuniemi Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.