Risk grade updatedRisk gradeEvidence verified
20 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Matkatoimisto Häme-Matkat Oy
Matkatoimisto Häme-Matkat Oy's registered office is Hämeenlinna. It is a limited company. The company was established on 1981-10-08. It operates in the industry of travel agency activities. In its latest retained statement for 2025-12-31, revenue was €272,582 and operating profit was €16,870.
Business ID 0225351-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0225351-1
- Sector
- Travel agency activities
- Municipality
- Hämeenlinna
- Company form
- Limited company
- Registration date
- 1981-10-08
- Business ID registration date
- 1978-11-11
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kasarmikatu 6, 13100, Hämeenlinna
Phone: +35836759331Source observation
Website: https://www.hame-matkat.fiSource observation
Facebook profile: https://www.facebook.com/MatkatoimistoHameMatkat/?fref=tsSource: company website
Linkedin profile: https://www.linkedin.com/company/hame-matkatSource: company website
Instagram profile: https://www.instagram.com/arjan_matkatjametkutSource: company website
People and decision-makers
Arjaliisa ArraYrittäjä
About Matkatoimisto Häme-Matkat Oy
Financial position and key figures for the company.
Matkatoimisto Häme-Matkat Oy's location municipality is Hämeenlinna. It is a limited company. The company was established on 1981-10-08. It operates in the industry of travel agency activities. In its latest retained statement for 2025-12-31, revenue was €272,582 and operating profit was €16,870. The latest retained financial statement for 2025-12-31 shows revenue of €272,582 and profit for the financial year of €10,600. Based on the latest retained statement, revenue growth was +6.9%, operating margin was +6.2%, and equity ratio was +59.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth6.9%
Operating margin6.2%
Equity ratio59.0%
Revenue€272,582+€17,506 (+6.9%) vs previous periodPrevious: €255,076
Operating profit (loss)€16,870+€1,130 (+7.2%) vs previous periodPrevious: €15,740
Profit (loss) for the financial year€10,600-€4,632 (-30.4%) vs previous periodPrevious: €15,232
Assets€146,241-€1,776 (-1.2%) vs previous periodPrevious: €148,017
Balance-sheet contextLatest financial period
Profit before taxes€13,267Previous: €17,529
Revenue trend4 periods
€28,176
2021-12-31
€178,700
2022-12-31
€255,076
2023-12-31
€272,582
2025-12-31
Operating profit (loss) trend4 periods
€2,806
2021-12-31
€22,076
2022-12-31
€15,740
2023-12-31
€16,870
2025-12-31
Profit (loss) for the financial year trend4 periods
€578
2021-12-31
€25,537
2022-12-31
€15,232
2023-12-31
€10,600
2025-12-31
Assets trend4 periods
€91,948
2021-12-31
€133,984
2022-12-31
€148,017
2023-12-31
€146,241
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
74/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginSatisfactory
65/100 · Improving
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Equity ratio | 26.7 % | 37.4 % | 44.1 % | 59.0 % |
| Current ratio | - | - | - | - |
| Operating profit margin | 7.5 % | 12.2 % | 6.2 % | 6.2 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0225351-1
VAT IDFI02253511
EU IDFIFPRO.0225351-1
MunicipalityHämeenlinna
Current registered entries
1978-10-01Registered in Tax Administration (Employer Register)
1978-11-11Registered in Tax Administration (Tax Administration)
1981-10-08Registered in Patent and Registration Office (Trade Register)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Arjaliisa ArraYrittäjäSources: 3 · Confidence: 78%
Alamettälä Markku Veli-PekkaTilintarkastajaSources: 2 · Confidence: 78%
Arra Tero TapioVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodMatkatoimisto Häme-Matkat Oy
Grade unchangedA3 · new analysis 2026-10-20
77/100
Medium
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
762 peersSolvency57%
Better than 57% of peers
Profitability49%
Close to the peer-group midpoint
Revenue growth67%
Better than 67% of peers
Supporting factors
- Strong equity ratio
- Active registered status
- Long registry continuity
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
3 assessmentsA3
2026-10-2077/100 · v0.15
A3 → A3 · -1 points- Evidence quality: Strong financial evidence → Usable financial evidence.
A3
2026-09-1778/100 · v0.14
A3 → A3- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-05-3078/100 · v0.11
Oldest retained automatic assessment in this comparisonA3
2026-10-20
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
71/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 45 years of registry continuity.
Registry and status signalsVakaa
81/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
17 register eventsLatest event: 2026-05-22
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Matkatoimisto Häme-Matkat Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.