Risk grade updatedRisk gradeEvidence verified
26 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → C.Business profile
MatRak Oy Ab
MatRak Oy Ab's registered office is Borgå. It is a limited company. The company was established on 2020-12-22. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €171,073 and operating profit was -€16,426.
Business ID 3177226-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3177226-5
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Borgå
- Company form
- Limited company
- Registration date
- 2020-12-22
- Business ID registration date
- 2020-12-14
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Koneistajantie 5 B, 06450, Borgå
Website: https://www.matrak.fiSource observation
People and decision-makers
Blomqvist Mathias Emil EmanuelToimitusjohtaja
About MatRak Oy Ab
Financial position and key figures for the company.
MatRak Oy Ab's location municipality is Borgå. It is a limited company. The company was established on 2020-12-22. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €171,073 and operating profit was -€16,426. The latest retained financial statement for 2025-12-31 shows revenue of €171,073 and profit for the financial year of -€17,711. Based on the latest retained statement, revenue growth was -25.7%, operating margin was -9.6%, and equity ratio was +16.3%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Bolagets verksamhetsområde är byggande, renovering och målarbeten av hus, samt snickeriverksamhet. Därtill idkande av handel med värdepapper samt annan investerings- och placeringsverksamhet. Bolaget kan även köpa, sälja, idka, besitta och hyra ut fast egendom, samt bedriva övrig laglig verksamhet.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
Combined source
Derived indicators
Revenue growth-25.7%
Operating margin-9.6%
Equity ratio16.3%
Balance-sheet contextLatest financial period
Cash and bank€226Previous: €38,924
Retained earnings€23,918Previous: €13,967
Profit before taxes-€17,711Previous: €13,102
Equity€6,206Previous: €25,998
Liabilities€31,931Previous: €41,511
Current assets€17,966Previous: €41,614
Current liabilities€25,329Previous: €30,398
Employees2Previous: 2
Revenue trend5 periods
€192,080
2021-12-31
€205,757
2022-12-31
€145,069
2023-12-31
€230,338
2024-12-31
€171,073
2025-12-31
Operating profit (loss) trend5 periods
€10,762
2021-12-31
€21,868
2022-12-31
-€8,003
2023-12-31
€14,200
2024-12-31
-€16,426
2025-12-31
Profit (loss) for the financial year trend5 periods
€8,558
2021-12-31
€17,477
2022-12-31
-€8,128
2023-12-31
€12,031
2024-12-31
-€17,711
2025-12-31
Assets trend2 periods
€67,509
2024-12-31
€38,137
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioPassable
20/100 · Declining
Current ratioWeak
0/100 · Declining
Operating profit marginWeak
26/100 · Declining
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | - | 68.7 % | 48.8 % | 38.5 % | 16.3 % |
| Current ratio | - | - | - | 1.28x | 0.01x |
| Operating profit margin | 5.6 % | 10.6 % | -5.5 % | 6.2 % | -9.6 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3177226-5
VAT IDFI31772265
EU IDFIFPRO.3177226-5
MunicipalityBorgå
Current registered entries
2020-12-14VAT-liable for business activity in Tax Administration (VAT Register)
2020-12-14Registered in Tax Administration (Prepayment Register)
2020-12-22Registered in Patent and Registration Office (Trade Register)
2020-12-23Registered in Tax Administration (Tax Administration)
2021-01-01Registered in Tax Administration (Employer Register)
Responsible people
Public role relationships materialized from source observations.
Blomqvist Mathias Emil EmanuelToimitusjohtajaSources: 6 · Confidence: 78%
Blomqvist Mathias Emil EmanuelVarsinainen jäsenSources: 3 · Confidence: 78%
Kuovi Jan Kasten MattiVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskMatRak Oy Ab
Grade unchangedC · new analysis 2026-10-17
38/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
4 comparable periodsRevenueVolatile
ProfitabilityVolatile
Same industry, size and age groupDescriptive comparison – does not change the model score.
77 peersSolvency27%
Below 73% of peers
Profitability4%
Below 96% of peers
Liquidity23%
Below 77% of peers
Revenue growth9%
Below 91% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings101 days after period end
86 days after period end
2 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsC
2026-10-1738/100 · v0.15
C → CC
2026-09-26 23:1938/100 · v0.14
B2 → C · -12 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1550/100 · v0.14
B2 → B2 · -2 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1452/100 · v0.12
Oldest retained automatic assessment in this comparisonC
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsSeurattava
63/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
9 register eventsLatest event: 2026-04-11
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
MatRak Oy Ab shows public core facts. A company representative can claim the profile, update public information, and access owner tools.