Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Matti Kajula Oy
Matti Kajula Oy's registered office is Oulu. It is a limited company. The company was established on 2003-05-23. It operates in the industry of activities of agents involved in the wholesale of other particular products. In its latest retained statement for 2023-04-30, revenue was €215,351 and operating profit was €83,420.
Business ID 1829127-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1829127-2
- Sector
- Activities of agents involved in the wholesale of other particular products
- Municipality
- Oulu
- Company form
- Limited company
- Registration date
- 2003-05-23
- Business ID registration date
- 2003-05-05
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Postimestarintie 16 A 4, 90150, Oulu
Website: https://www.mattikajula.comSource observation
About Matti Kajula Oy
Financial position and key figures for the company.
Matti Kajula Oy's location municipality is Oulu. It is a limited company. The company was established on 2003-05-23. It operates in the industry of activities of agents involved in the wholesale of other particular products. In its latest retained statement for 2023-04-30, revenue was €215,351 and operating profit was €83,420. The latest retained financial statement for 2023-04-30 shows revenue of €215,351 and profit for the financial year of €60,123. Based on the latest retained statement, revenue growth was +91.2%, operating margin was +38.7%, and equity ratio was +32.6%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2023-04-30
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth91.2%
Operating margin38.7%
Equity ratio32.6%
Balance-sheet contextLatest financial period
Other operating income€10,524Previous: €0
Inventory€2,051Previous: €1,738
Cash and bank€30,605Previous: €30,092
Retained earnings€50,559Previous: €29,154
Equity€125,682Previous: €70,659
Liabilities€260,389Previous: €201,753
Current assets€39,713Previous: €55,500
Current liabilities€92,694Previous: €83,027
Revenue trend2 periods
€112,625
2022-04-30
€215,351
2023-04-30
Operating profit (loss) trend2 periods
€47,517
2022-04-30
€83,420
2023-04-30
Profit (loss) for the financial year trend2 periods
€26,504
2022-04-30
€60,123
2023-04-30
Assets trend2 periods
€272,412
2022-04-30
€386,071
2023-04-30
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioSatisfactory
41/100 · Improving
Current ratioWeak
12/100 · Declining
Operating profit marginGood
100/100 · Declining
Ratio history
| Ratio | 2022-04-30 | 2023-04-30 |
|---|---|---|
| Equity ratio | 25.9 % | 32.5 % |
| Current ratio | 0.38x | 0.35x |
| Operating profit margin | 42.2 % | 36.9 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1829127-2
VAT IDFI18291272
EU IDFIFPRO.1829127-2
MunicipalityOulu
Current registered entries
2003-05-01VAT-liable for business activity in Tax Administration (VAT Register)
2003-05-05Registered in Tax Administration (Prepayment Register)
2003-05-12Registered in Tax Administration (Tax Administration)
2003-05-23Registered in Patent and Registration Office (Trade Register)
2020-06-23VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
2023-01-13Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodMatti Kajula Oy
Grade unchangedA3 · new analysis 2026-10-17
74/100
Low
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueImproving
SolvencyImproving
LiquidityStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
86 peersSolvency23%
Below 77% of peers
Profitability93%
Better than 93% of peers
Liquidity34%
Below 66% of peers
Revenue growth95%
Better than 95% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings137 days after period end
131 days after period end
2 consecutive periods
Supporting factors
- Strong operating profitability
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Parsed financial metrics are older than the newest reported filing
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1774/100 · v0.15
A3 → A3A3
2026-10-05 21:5174/100 · v0.14
B1 → A3 · +8 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2023-04-30).
- Assessment confidence: Medium → Low.
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1566/100 · v0.14
B1 → B1 · +6 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1460/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
52/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 23 years of registry continuity.
Registry and status signalsVakaa
82/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
5 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
18 register eventsLatest event: 2026-03-12
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2023-04-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Matti Kajula Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.