Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Matti Simojoki Consulting Oy
Matti Simojoki Consulting Oy's registered office is Kaarina. It is a limited company. The company was established on 2002-04-18. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-09-30, revenue was €202,083 and operating profit was €81,923.
Business ID 1758108-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1758108-3
- Sector
- Activities of insurance agents and brokers
- Municipality
- Kaarina
- Company form
- Limited company
- Registration date
- 2002-04-18
- Business ID registration date
- 2002-04-08
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Isomestarinkatu 12, 20780, Kaarina
Phone: +358505519244Source observation
Email: [email protected]Source observation
Website: https://investium.fiSource observation
People and decision-makers
Simojoki Matti SakariToimitusjohtaja
About Matti Simojoki Consulting Oy
Financial position and key figures for the company.
Matti Simojoki Consulting Oy's location municipality is Kaarina. It is a limited company. The company was established on 2002-04-18. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-09-30, revenue was €202,083 and operating profit was €81,923. The latest retained financial statement for 2025-09-30 shows revenue of €202,083 and profit for the financial year of €65,473. Based on the latest retained statement, revenue growth was -20.6%, operating margin was +34.6%, and equity ratio was +96.6%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on vakuutusasiamiesten ja -välittäjien toiminta.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-09-30
2
2
Combined source
Derived indicators
Revenue growth-20.6%
Operating margin34.6%
Equity ratio96.6%
Balance-sheet contextLatest financial period
Other operating income€34,946Previous: €4,464
Cash and bank€7,003Previous: €4,838
Retained earnings€292,753Previous: €268,967
Profit before taxes€80,672Previous: €63,183
Equity€366,226Previous: €326,903
Liabilities€12,994Previous: €38,379
Current assets€100,269Previous: €86,144
Current liabilities€12,994Previous: €38,379
Employees2Previous: 2
Revenue trend5 periods
€173,166
2021-09-30
€231,438
2022-09-30
€243,717
2023-09-30
€254,396
2024-09-30
€202,083
2025-09-30
Operating profit (loss) trend5 periods
€94,436
2021-09-30
€81,823
2022-09-30
€109,040
2023-09-30
€72,831
2024-09-30
€81,923
2025-09-30
Profit (loss) for the financial year trend5 periods
€74,341
2021-09-30
€62,704
2022-09-30
€81,067
2023-09-30
€49,936
2024-09-30
€65,473
2025-09-30
Assets trend5 periods
€260,979
2021-09-30
€286,954
2022-09-30
€392,002
2023-09-30
€365,282
2024-09-30
€379,220
2025-09-30
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioGood
100/100 · Improving
Current ratioPassable
18/100 · Improving
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2025-09-30 |
|---|---|---|---|---|---|
| Equity ratio | 86.7 % | 83.3 % | 76.8 % | 89.5 % | 96.6 % |
| Current ratio | - | - | - | 0.13x | 0.54x |
| Operating profit margin | 53.6 % | 35.4 % | 42.5 % | 28.1 % | 34.6 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1758108-3
EU IDFIFPRO.1758108-3
MunicipalityKaarina
Current registered entries
2002-04-08Registered in Tax Administration (Prepayment Register)
2002-04-17Registered in Tax Administration (Tax Administration)
2002-04-18Registered in Patent and Registration Office (Trade Register)
2015-12-01Registered in Tax Administration (Employer Register)
Responsible people
Public role relationships materialized from source observations.
Simojoki Matti SakariToimitusjohtajaSources: 5 · Confidence: 78%
Hyttinen Jari MikaelVarajäsenSources: 3 · Confidence: 78%
Simojoki Matti SakariVarsinainen jäsenSources: 2 · Confidence: 78%
Kokkonen Arto TapaniTilintarkastajaSources: 2 · Confidence: 78%
Veikko Antero VirkkiVaratilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodMatti Simojoki Consulting Oy
Grade unchangedA3 · new analysis 2026-10-17
79/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsProfitabilityVolatile
SolvencyImproving · 2 consecutive periods
LiquidityImproving
Same industry, size and age groupDescriptive comparison – does not change the model score.
34 peersSolvency82%
Better than 82% of peers
Profitability65%
Better than 65% of peers
Liquidity56%
Better than 56% of peers
Revenue growth18%
Below 82% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings148 days after period end
146 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1779/100 · v0.15
A3 → A3A3
2026-10-17 06:1779/100 · v0.14
A2 → A3 · -2 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-09-30).
- Assessment confidence: Medium → High.
- Evidence quality: Usable financial evidence → Strong financial evidence.
A2
2026-09-1481/100 · v0.14
A2 → A2- Revenue: Deteriorating
- Profitability: Volatile
- Solvency: Improving
A2
2026-09-1481/100 · v0.13
Oldest retained automatic assessment in this comparisonA3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 24 years of registry continuity.
Registry and status signalsVakaa
79/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2 → A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Registry timeline
Trade register notifications shown on a timeline.
16 register eventsLatest event: 2026-03-05
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-09-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Matti Simojoki Consulting Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.